Consumer/Small Business Closer I

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!

If you are interested and qualified for this role, we invite you to apply.

The Consumer/Small Business Closer I specializes in preparing and reviewing loan closing packages and paperwork This role ensures the accuracy and and completeness of the documentation. The Consumer/Small Business Closer I manages through resolution any concerns, problems, and/or documentation issues. The role works closely with lending staff and is a critical part in ensuring necessary due diligence is completed on consumer loan closing requests.

Essential Functions/Responsibilities

• Acquires knowledge of all consumer products, origination systems, all applicable laws and the bank's lending policies and procedures.
• Reviews loan approval, supporting documentation, and systems to determine due diligence is completed prior to preparing closing documents.
• Responsible for partnering with lending staff to address any documentation deficiencies or issues prior to scheduled loan closing.
• Prepares all applicable disclosures and closing documents in accordance with company policy and guidelines.
• Responsible for submitting accurate and timely funding requests to the appropriate funding team.
• Maintains open lines of communications will all parties in a timely fashion.
• Ensures compliance with underwriting, government regulations, and company requirements.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job

• 1-2 years experience in consumer lending or consumer banking preferred
• Detail-oriented and organized with excellent communication, phone and customer service skills
• Strong computer skills; loan industry software preferred
• Mathematical and calculation skills needed to ensure accuracy

Preferred Knowledge and Skills

• Problem solving to ensure various solutions are explored
• Time management skills
• Adaptability and willingness to learn

Level of Complexity and Scope

• Some accountability for medium-term tasks and many basic recurring basic initiatives
• Limited use of judgement related to administrative issues
• Applies knowledge of standardized rules, procedures, and operations
• Issues tend to be routine in nature

Degree of Independence and Decision-Making

• Meets clearly defined demands and influence is limited to entry level support staff
• Interacts with a range of individuals, both within and outside immediate team, to convey basic information

Required Supervisory Responsibilities

• No leading and managing
• No people development responsibilities

Physical Requirements

• Must be able to stand and/or sit for long periods of time.
• Must be able to effectively access and interpret information on computer screens, documents, and reports
• Frequently interacts through talking and hearing with internal employees as well as external customers

Compliance Statement

• The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.