Exposure Management Analyst at Hiscox - Other US Location | Job Transparency - Job Transparency | Find Your Dream Job with Full Salary Transparency

Job Type:

Permanent

Build a brilliant future with Hiscox

Exposure Management Analyst

Reporting to the Head of Exposure Management London with hybrid working

The role:

At Hiscox we are investing in developing our Exposure Management capabilities. This is in the area of research, technology and process efficiency. In this role you will support the Exposure Management process across Property, Casualty, Cyber lines. This role gives great opportunity to develop a range of Exposure Management skills and has exposure to a number of Exposure Management disciplines.

In the area of Natural Catastrophe risk we have a mature process built on 15 years’ experience that helps us assess the bets we are taking and measure and hedge risk effectively. Natural Catastrophe risk is still important to us, and we seek to innovate and evolve our view of risk to make better decisions and improve the balance of risk to profit. In addition to natural catastrophe risk, we have also invested in Cyber, Casualty and War & Political violence Exposure Management. In this role you will support a number of these activities and develop a good understanding of the risks the company faces.

The team:

The Group Exposure Management team are part of the Group Underwriting Risk & Reinsurance team who are responsible for ensuring our largest risks are identified, understood, measured, priced and hedged effectively. The broader team is made up of 30 people across Reinsurance Purchase, Reinsurance Finance, Underwriting Risk Analytics, Casualty, Cyber, and Property Exposure Management. These teams work with an Operations & Development team and PA, and report into the Director of Underwriting Risk & Reinsurance, who reports to the Group CUO.

The team’s goals are:

Ensure catastrophe exposures are understood, measured, and communicated and are in line with internal and external appetites – no surprises
Ensure best practice in risk modelling and compliance with regulatory requirements
Meet internal committee, regulatory, and rating agency reporting requirements
Support reinsurance purchase
Provide inputs to other internal teams – Risk/Capital

Success will result in:

Clear, reliable reporting of exposures which then supports:
- Risk identification and mitigation
- Exposure Management
- Strategic decision making – profit vs risk

This will be achieved by:

A robust understanding of exposures and coverages of the lines of business across the Group
A good understanding of the types of perils we are exposed to
Building great relationships with analysts and underwriting teams across the different business units

Working to improve the reporting and roll up processes that we perform each quarter

You will be responsible for:

Development of efficient data collection and reporting process
Clear reporting of major risks through RDS or modelled ‘EP curve’ results
Communication of exposure movements with business units
Project support for a range of Exposure Management focussed projects

Person Specification:

Highly numerate (Maths/Economics/Physics/Computer Science Degree preferred, or exceptional A levels)
Strong SQL, R, Python and/or Excel skills
Good at working with different people
Strong attention to detail

About Hiscox

As an international specialist insurer we are far removed from the world of mass market insurance products. Instead we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.

We insure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.

Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve. We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places.

Some people might say insurance is dull, but life at Hiscox is anything but. If that sounds good to you, get in touch.

Diversity and Hybrid working

At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success.

We have also learned over the past few years that working life doesn’t always have to be in the office, and now it is safe to do so we have introduced hybrid working to encourage a healthy work life balance.

This hybrid working model is set by the team rather than the business to enable you to manage your own personal work-life balance. We see it as the best of both worlds; structure and sociability on one hand, and independence and flexibility on the other.

Apply now for further information

You can follow Hiscox on LinkedIn, Glassdoor and Instagram (@HiscoxInsurance)

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Exposure Management Analyst

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