Fraud Strategy Analyst

Job Title: Fraud Strategy Analyst (New Accounts) Location: Philadelphia, PA Company Overview: Fidem Financial is an innovative leader in the financial services and asset management space managing our industry-leading platform to source, fund, acquire, and manage consumer loan receivables. Our leadership team is best-in-class with extensive backgrounds in credit portfolio transactions and management, having collectively completed over $100B in card portfolio transactions. Fidem’s team boasts more than 250 years of aggregate experience in all aspects of card portfolio management, including Operations, Marketing & Product Management, Compliance, Credit Risk, Card Conversions, and Vendor Oversight. Position Overview: We are seeking a detail-oriented and analytical Fraud Strategy Analyst specializing in New Account Originations. In this hybrid role, you will be responsible for developing, implementing, and monitoring fraud risk strategies to detect and prevent fraudulent activity during the new account opening process. You will partner closely with fraud operations, technology, product teams, and external vendors to ensure robust controls are in place, balancing superior fraud detection with a seamless customer experience. Key Responsibilities: • Monitor fraud trends and develop data-driven strategies, tools, and processes to deliver superior fraud detection for new account originations while balancing customer experience. • Assess new tools and existing processes for fraud risk and propose effective mitigating controls. • Analyze data to identify root causes of fraud trends, develop fraud rules, and recommend solutions to reduce fraud losses. • Collaborate with fraud operations, technology, and product teams to implement and manage fraud controls for new account applications. • Provide ongoing performance tracking and reporting of fraud strategies, prevention tools, and process effectiveness. • Evaluate and recommend new fraud detection tools, technologies, and processes to enhance detection capabilities. • Conduct ongoing analysis to identify emerging fraud patterns and propose timely solutions. • Ensure all activities are carried out in full compliance with regulatory requirements, risk management frameworks, and internal policies. • Effectively manage competing priorities and deliver results under strict deadlines. Qualifications: • Bachelor’s degree in a quantitative discipline such as mathematics, statistics, finance, business, or a related field. • 2+ years of experience in fraud analytics, risk management, or a related field (financial services or FinTech experience preferred). • Strong analytical and problem-solving skills, with proficiency in data analysis tools such as SQL, SAS, or similar. • Experience developing and implementing fraud prevention strategies, preferably for new account originations. • Familiarity with fraud detection tools, risk modeling, and performance tracking. • Excellent communication and collaboration skills, with the ability to work cross-functionally. • Strong attention to detail and ability to manage multiple priorities in a fast-paced environment. Why Join Us? • Competitive compensation package with performance-based incentives. • Health, dental, and vision benefits. • Opportunity to work with a forward-thinking, innovative company at the forefront of financial technology. • Flexible work environment with the option for hybrid work. • A collaborative, supportive, and growth-oriented company culture. Job Type: Full-time Pay: $75,000.00 - $95,000.00 per year Application Question(s): • What is your experience with mitigating fraud risk for a credit card product? • Tell us about your experience in the consumer credit space. Work Location: Hybrid remote in Philadelphia, PA 19103