KYC Operations Senior Analyst

This role presents a fantastic opportunity for individuals with strong analytical skills who are eager to advance their careers at one of the largest banks in the world.

As a KYC Operations Senior Analyst within the KYC Operations Team, you will be responsible for conducting critical, detailed, and in-depth investigative reviews of clients' historical transaction activities and any negative media coverage, in accordance with firm policies and regulatory expectations. Your findings, conclusions, and recommendations will be meticulously documented in comprehensive reports. These reports will serve as the basis for Line of Business (LOB) Relationship Managers and KYC Officers to perform additional follow-up and due diligence with the customer. Your role is essential in ensuring compliance, maintaining the integrity of the financial system, and supporting informed decision-making by identifying and mitigating potential risks associated with client relationships.

Job responsibilities

• Demonstrates strong independent responsibility and extensive expertise in managing international AML compliance issues.
• Is skilled in identifying and evaluating the relevance of public records related to customer information.
• Possesses a deep understanding of AML typologies for both individual clients and large multinational corporations, exercising sound judgment and maintaining strict confidentiality when handling sensitive information.
• Conducts thorough investigations to detect AML typologies through comprehensive transaction reviews, identifying correlations or anomalies based on reasonable expectations and prior experience, and determining whether activities between originators and beneficiaries have a valid economic purpose.
• Assesses risk based on findings and determines if any unusual or high-risk activities warrant further investigation.
• Produces complete and accurate reports detailing investigations, findings, decisions, quality checks, and recommendations for use by Line of Business (LOB) and KYC Officers.
• Identifies opportunities to streamline processes and enhance operational efficiencies, while co-owning the process and incorporating procedural improvements

Required qualifications, capabilities and skills'

• Holds a Bachelor's or Master's degree.
• Possesses essential knowledge of KYC/AML with at least 3 years of experience, which may include expertise in Audit, Control, Risk, or Research.
• Thoroughly familiar with BSA/AML and other AML regulatory policies, with a strong understanding of the financial industry, AML typologies, geographic considerations, products, customer types (including correspondent banks), and expected activities to effectively identify risks and unusual activities.
• Demonstrates exceptional research and analytical skills, with the ability to analyze large volumes of unstructured data, identify higher-risk attributes (such as transactional, geographical, product, and customer type), recognize trends and potential high-risk activities, and document conclusions appropriately, even in complex investigations.
• Client-focused with excellent customer service skills, including strong oral and written communication abilities.
• Skilled at multitasking and meeting deadlines in a high-volume work environment, while collaborating closely with other QC members to exchange knowledge and engage in various feedback channels.
• Proficient in Microsoft Office Suite, including Excel, Word, and PowerPoint.

Preferred qualifications, capabilities, and skills

• Proficient in European languages, including Spanish, French, German, Portuguese, Italian, and Russian, as well as Arabic.
• Experienced in project management and skilled in process improvement techniques.
• Effective in high-pressure situations, with the ability to drive results through leadership, communication, and influence.
• Capable of working independently and collaboratively in a fast-paced production environment.

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients-including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.