Senior Underwriter

We are adding a Senior Underwriter to the Underwriting Operations team! The Senior Underwriter will employ complex underwriting concepts in determination of rate development for all group underwriting cases. The position must skillfully apply current models to rate development, as well as advise and participate in the refinement and expansion of these models. The employee will establish and apply company protocols and follow commercial medical underwriting guidelines. The Senior Underwriter will assist in protocol development, train, and direct assistant underwriting staff in performance of related duties. The Senior Underwriter may assign tasks to other team members and allocate routine tasks and project assignments to the underwriting team and may, at the discretion of the Director - Underwriting, represent the Underwriting Department at corporate sponsored projects. The Senior Underwriter must report detailed activity to the Manager and may be responsible for developing reports for management.

Responsibilities:

• Analyze health information from group applicants using commercially consistent underwriting guidelines.

• Manage communication of underwriting requirements and decisions with appropriate sales personnel.

• Identify and document best practices and operational efficiencies.

• Be proficient in the use of all department underwriting software.

• Analyze rating software methods and make recommendations for expansions or other improvements to department underwriting software.

• Understands the competitive position of quotes and will develop mechanisms for financial comparisons.

• Create and document standardized processes for the Group Underwriting processes.

• Train and direct assistant personnel in department process and practice relative to Group Underwriting.

• Organize and manage Individual Underwriting workflow to time delivery of accurate quotes.

• Provide analysis of exceptions and track and manage exception provision with financial implications to the Company.

• Summarize and report activities to department head.

• Mentor junior level personnel.

• Direct compilation of all data necessary for audit of department activities.

• Ensure compliance with domestic and international insurance laws and regulations.

• Document department activities and develop with Supervisor input UW guidelines for department control processes.

• Maintain Department file systems.

• Other duties as assigned.

Requirements:

• Bachelor's degree required.

• 3-5 years of experience with health insurance underwriting procedures.

• Desire to work in the international health insurance industry.

• Strong analytic skills and detail oriented.

• Strong oral and written communication skills.

• Ability to meet strict deadlines.

• Experience managing employees a plus, but not required.

• Employee is required to have at minimum an internet speed of 75 Mbps (standard high-speed internet access).

Working Conditions:

• Flexibility to work in an office and/or at-home, remote office environment.

• Schedule flexibility is occasionally necessary in this position. Individual may be required to attend key business/departmental meetings and/or perform certain business critical job functions outside of normal working hours.

• Physical Demands: Must be able to communicate internally and externally through receiving and responding to auditory and visual methods.

Competitive base pay starting at $98,638. Compensation is based on prior/relevant experience and skill level in a similar role.

This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned.