Sr. Loan Originator
Company
Wealthfront
Location
Palo Alto, CA
Type
Full Time
Job Description
Responsibilities
- Build rapport with clients to ensure we are identifying the solution that meets their needs.
- Build rapport with buyer and seller agents to increase company market presence and ensure we are meeting local market demands and nuancesÂ
- Use technology to guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
- Provide exceptional client service while advising on the purchase or refinance process.Â
- Respond to potential inquiries from company-generated prospects.
- Achieve or exceed sales goals and objectives.
- Work closely with operations, compliance and technology teams to optimize the loan application and workflow.Â
- Ensure that all loans originate in full compliance with federal and state regulations.
- Maintain a pipeline of complex loan applications
- Review escalated objectives as tasks
- Participates in and leads proactive team efforts to achieve departmental and company goals
- Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
- Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
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Expertise
- Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.Â
- Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.Â
- Deep understanding of mortgage loan products and underwriting guidelines.
- Self-driven with the ability to work independently and collaboratively.Â
- Excellent organizational skills, able to set and meet deadlines in a high paced environment.
- Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
- Intellectually curious and interested in applying technology to enhance business processes.Â
- Prior experience in wholesale and/or correspondent channels
- Excellent communication skills focusing on both internal and external communications
- Openness to adapting to industry changes
Requirements
- Mortgage Loan Originator License in CO or TX
- 2 - 4 years of experience
- Strong knowledge of Conventional Conforming and Jumbo guidelines
- Solid understanding of state and federal lending regulations
- Extensive knowledge and understanding of customer service and intrapersonal best practices
Date Posted
01/25/2025
Views
0
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