Jobs at Credit Karma

Positions 309,252

Credit Karma is a fintech leader that delivers free credit scores, credit monitoring, and personalized financial recommendations through a data‑rich mobile app and web platform. Founded in 2007 and headquartered in Charlotte, NC, the company leverages machine‑learning models to match users with banking products and investment opportunities. Its mission to democratize financial health drives a culture of innovation, data‑driven decision making, and cross‑functional collaboration across engineering, data science, product, and design teams.

Credit Karma’s hiring focus spans software engineering, data science, machine learning, product management, UX/UI, and data engineering. Candidates can expect rigorous technical interviews that test algorithmic problem solving, system design, and domain knowledge, followed by a culture‑fit assessment centered on the company’s values of customer obsession, transparency, and continuous learning.

By reviewing Credit Karma listings on Job Transparency, applicants gain immediate access to verified salary ranges, employee sentiment scores, and real‑time compensation data. This information lets candidates benchmark offers, negotiate confidently, and evaluate whether the role aligns with their financial and career goals before submitting an application.

Personal Finance Specialist I

Company: Navy Federal Credit Union

Location: Winchester, VA

Posted Jan 21, 2025

The job involves providing financial counseling and debt management services to Navy Federal Credit Union members, assessing their financial situations, and recommending appropriate counseling levels. Responsibilities include interviewing members, developing personal budgets, restructuring credit terms, and negotiating with creditors. The role also involves ensuring compliance with laws and regulations, conducting workshops, and maintaining detailed records. Qualifications include significant experience in financial services, operations, and administrative support, advanced knowledge of financial practices, and strong member service skills.

ETS Engineer III - Cloud

Company: Navy Federal Credit Union

Location: Pensacola, FL

Posted Jan 21, 2025

The job description is for a Cloud Engineering role at Navy Federal Credit Union. The role involves full life-cycle project management, applying engineering principles, and providing technical direction. Responsibilities include project planning, resource management, risk management, and ensuring successful project implementation. The ideal candidate should have advanced knowledge in engineering, experience with Azure cloud application architecture, and expertise in database and presentation software. A Master's degree in Computer Science or related field is desired. The salary range is ($99,400 - $177,125 annually). Navy Federal is recognized as a top employer by various organizations.

Intern - Year Round (Model Risk Management)

Company: Navy Federal Credit Union

Location: Vienna, VA

Posted Jan 21, 2025

Navy Federal Credit Union is seeking an intern for Model Risk Management (MRM). The role involves end-to-end validation of machine learning models, analyzing model data, conceptual soundness, assumptions, limitations, and performance. The intern will also develop a challenger model, document risk findings, and recommend mitigation strategies. Key responsibilities include leveraging Python and R for data analysis, evaluating model design and performance, and providing analytics insights to solve complex business problems. Qualifications include pursuing a master's or doctoral degree in a quantitative field, understanding of the modeling lifecycle, and skills in data mining, transformation, and statistical research.

Accountant I - Technical Accounting

Company: Navy Federal Credit Union

Location: Pensacola, FL

Posted Jan 21, 2025

Navy Federal Credit Union is seeking a Financial Accounting professional to execute financial accounting processes, applying federal and industry regulations. The role involves performing accounting activities, ensuring accurate reconciliation and maintenance of financial statements, and applying GAAP and ASC. The candidate will lead Accounting Technicians, conduct in-depth analysis, and resolve complex discrepancies. They should have familiarity with GAAP, SOX, and Microsoft Office, and a Bachelor's degree in Accounting or related field. CPA certification is desired. The position offers competitive pay, generous benefits, and a culture committed to diversity and employee development.

Experience Analyst

Company: Navy Federal Credit Union

Location: Pensacola, FL

Posted Jan 21, 2025

The Experience Analyst, acting as a Product Owner for Real Estate Lending, oversees product enhancements, coordinates with other POs, and drives product delivery. They develop acceptance criteria, manage product backlog, and facilitate User Acceptance Testing. The role requires a Bachelor's degree, 3+ years of experience, and Scrum Alliance certification. Desired qualifications include knowledge of credit union operations, analytical skills, and experience in the mortgage industry.

ETS Engineer IV - Mainframe - CICS & MQ Systems Programmer

Company: Navy Federal Credit Union

Location: Vienna, VA

Posted Jan 21, 2025

Navy Federal Credit Union is seeking a CICS and MQ Systems Programmer with at least 5-6 years of experience. The role involves providing 24x7x365 support for CICS Transaction Server, WebSphere MQ, and related software. Key responsibilities include maintaining high availability environments, troubleshooting, software deployment, and providing technical guidance. The ideal candidate should have experience in queue sharing group configuration, CICS configuration, tuning, and production support. Familiarity with VSAM, DB2 in CICS, Unix System Services or Linux, monitoring tools, automation tools, and dump diagnosis is beneficial. The role also involves full life-cycle project management, leading project teams, and providing technical direction. Expertise in engineering principles, database and presentation software, and strong communication skills are required.

Principal Architect (Azure)

Company: Navy Federal Credit Union

Location: Pensacola, FL

Posted Jan 21, 2025

Navy Federal is seeking a Principal Architect to modernize payments infrastructure and products, including ACH, Wires, Cashier's Checks, and Western Union. The role involves designing and delivering a secure, scalable, cloud-native payment processing platform, primarily using Microsoft Azure or similar cloud technologies. The Principal Architect will provide technical leadership, recommend best practices for real-time and cloud-native integrations, scalability, security, and reliability. Key responsibilities include leading Azure microservices development, providing Azure best practices, designing API architecture, and building a unified payment orchestration platform. The ideal candidate should have significant experience in cloud infrastructure, API Driven, Domain Driven, and Event Driven architectures, Kubernetes, Event Hub, Service Bus, API Gateways, big data technologies, and SaaS integrations. A Master's degree in computer science, Information Technology, or related field is preferred.

Mortgage Collection Counselor III

Company: Navy Federal Credit Union

Location: Vienna, VA

Posted Jan 21, 2025

Navy Federal is seeking a seasoned professional to manage past due mortgage and equity accounts, ensuring compliance with various regulations. The role involves controlling delinquencies, providing financial counseling, and mitigating loss. The candidate will also serve as a mentor, training team members and handling complex tasks independently. Key responsibilities include reviewing account data, contacting members, maintaining accurate records, and offering solutions to prevent bankruptcy or charge-off. The ideal candidate should have significant experience in clerical or administrative duties, member service, and resolving complex mortgage collection issues. Expert knowledge of NFCU, Fannie Mae, VA, and Freddie Mac guidelines, along with understanding of consumer protection rules, is required. Advanced skills in research, analysis, problem-solving, communication, and database software are essential.

Member Service Representative (Full-Time) - Hampton

Company: Navy Federal Credit Union

Location: Newport News, VA

Posted Jan 21, 2025

Navy Federal Credit Union is offering a position that involves providing a comprehensive range of products and services to members, including depository accounts, lending products, and credit/debit cards. The role requires performing moderately complex platform banking functions under supervision, assisting lower-level team members, and ensuring compliance with financial regulations. Responsibilities include analyzing and resolving account/loan discrepancies, counseling members on products, and cross-servicing opportunities. Qualifications include the ability to work independently and in a team, knowledge of banking products, and strong communication skills. Desired qualifications include customer service experience and familiarity with a credit union environment. Navy Federal is recognized as a top employer by multiple organizations, emphasizing a supportive and competitive work culture.

Assistant Manager, Branch Office (Full-Time) - Aurora

Company: Navy Federal Credit Union

Location: Aurora, CO

Posted Jan 21, 2025

The role involves overseeing a branch office, supervising staff, ensuring compliance with regulations, and participating in marketing activities. Responsibilities include managing cash operations, leading team development, and ensuring high-quality member service. Required qualifications include knowledge of financial products and regulations, organizational skills, and effective communication. A Bachelor's Degree in relevant fields is desired but not mandatory. The position offers competitive pay and benefits, and is part of a highly-rated workplace.

Frequently Asked Questions

What is it like to work at Credit Karma?
Working at Credit Karma means joining a fast‑moving fintech that values data, customer impact, and professional growth. Employees enjoy a hybrid remote schedule, generous health and wellness benefits, a 401(k) plan with company match, and quarterly hackathons that encourage experimentation. The company hosts regular “Ask Me Anything” sessions with executives, offers tuition reimbursement for courses related to data science, engineering, or product, and maintains a transparent pay structure that is publicly posted on industry benchmarks. Team meetings prioritize cross‑functional collaboration, and employees receive quarterly performance reviews with clear OKRs tied to product outcomes.
What types of positions are available at Credit Karma?
Credit Karma hires across four core domains: 1) Software Engineering (frontend, backend, mobile, infrastructure), 2) Data Science & Machine Learning (model building, experimentation, recommendation algorithms), 3) Product & Design (product managers, UX designers, product analysts), and 4) Data Engineering & Analytics (ETL pipelines, data warehouses, data quality). Open roles include Senior Software Engineer, Machine Learning Engineer, Data Analyst, Product Manager, UX Researcher, and Cloud Infrastructure Engineer.
How can I stand out as an applicant for Credit Karma?
To stand out, tailor your résumé to the role by quantifying impact (e.g., “improved recommendation relevance by 15%”), showcase relevant projects or contributions on GitHub, and reference Credit Karma’s core values in your cover letter. Prepare for the interview by practicing algorithmic questions on LeetCode, building a portfolio of data‑driven solutions, and researching the company’s recent product launches like the Credit Karma Credit Score Pro feature. Demonstrate curiosity by asking thoughtful questions about the company’s data strategy, platform scalability, and future product roadmap.

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