Jobs at Upstart

Positions 350,141

Upstart is an AI‑powered lending platform headquartered in San Mateo, California. It uses machine learning models trained on billions of data points to assess borrower risk and offer personal loan rates below traditional banks. The company has raised over $400 million and is a public trade on Nasdaq under ticker UPST. Upstart’s culture emphasizes data‑driven decision‑making and fairness in credit.

Upstart hires across engineering (software, platform, data, ML), product, design, operations, compliance, risk, finance, marketing, and customer success. Candidates typically find that the hiring process includes a technical assessment, multiple interviews, and a focus on cultural fit around data integrity and impact. Salaries range from mid‑$80k for entry‑level tech to mid‑$200k for senior engineering roles, with equity and comprehensive benefits.

By browsing Upstart listings on Job Transparency, job seekers see the exact salary band, bonus potential, and employee sentiment scores for each role. This data lets applicants benchmark offers, identify roles with high satisfaction, and negotiate from an informed position. Transparent disclosure also signals Upstart’s commitment to fair compensation.

No open positions at Upstart right now.

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Frequently Asked Questions

What’s it like to work at Upstart?
Upstart offers a high‑velocity environment with a data‑driven culture. Employees collaborate across engineering, product, and risk teams to iterate on AI models. The company prioritizes continuous learning, providing internal ML courses and conference sponsorships. Work‑life balance varies by role, but many teams adopt flexible schedules and remote options. Employees report high transparency around decision making and fair compensation.
What types of positions are available at Upstart?
Upstart’s open roles span software engineering, machine learning, data science, product management, design, risk analytics, compliance, finance, marketing, and customer support. Senior roles often require 5+ years of experience and a track record of building scalable systems or leading cross‑functional teams. Entry‑level roles emphasize strong coding skills, statistical knowledge, and a curiosity about financial technology.
How can I stand out as an applicant for Upstart?
Demonstrate a passion for data fairness by showcasing projects that use ML to mitigate bias. Include metrics that show impact, such as reduced default rates or improved approval speed. Highlight experience with cloud platforms (AWS, GCP, Azure), container orchestration, and large‑scale data pipelines. Prepare for the interview by reviewing Upstart’s public filings, recent product releases, and the metrics they track (loan volume, approval rates).

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