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Senior Data Scientist, Growth

Company: Upstart

Location: Remote

Posted Mar 11, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The team <strong><p> <p>Upstart aims to expand access to credit based on true risk Upstarts <strong>Machine Learning Growth Partnerships<strong> team builds models used to target marketing campaigns and make loan offers on partner websites such as Credit Karma and NerdWallet with the goal of expanding Upstarts user base and driving product growth The team has a large revenue impact and is critical to Upstarts success<p> <p>As a <strong>Senior Data Scientist <strong>on this team you will become fluent in our models and how they interact with our products Youll work on a rich variety of problems like designing and reading out AB tests understanding price sensitivity conducting indepth data analysis to discover and size opportunities and implementing data pipelines and dashboards You will collaborate with a variety of stakeholders including ML scientists engineers product managers and growth marketers Your work will drive crossfunctional decision making and measurable results To thrive in this role youll need creativity curiosity critical thinking product thinking and an eye for impact <p> <p><strong>How youll make an impact<strong><p> <ul><li>Apply expertise in data analysis statistical inference and presentation to drive large impact <li> <li>Design and read out AB tests for ML models and product improvements<li> <li>Build robust and insightful metrics to track model performance and drift<li> <li>Interface with growth and engineering teams to present analyses size opportunities and suggest improvements to the business<li> <li>Understand our models and product to align ML goals with business performance<li> <ul><p><strong>Minimum qualifications <strong><p> <ul><li>Bachelors degree or related experience in statistics or MLadjacent fields of study<li> <li>2 years experience in data science partnering with Product Engineering andor Growth teams in a highvelocity environment<li> <li>2 years experience with SQL and Python or R for data wrangling and visualization<li> <li>Experience with AB tests causal inference and statistical analysis to drive decisions<li> <li>Demonstrated ability to translate data insights to nontechnical audiences<li> <ul><p><strong>Preferred qualifications<strong><p> <ul><li>MS or PhD in applied statistics mathematics economics or operations research<li> <li>Subject matter expert on evaluating model performance<li> <li>Experience building data pipelines and dashboards<li> <li>Expert in the areas of experimental testing causal Inference AB testing and hypothesis testing <li> <li>Familiarity with predictive modeling techniques regression gradient boosting neural networks<li> <ul><p><em><strong>Position location<strong> This role is available in the following locations San Mateo California Columbus Ohio Austin Texas or Remote USA<em><p> <p><em><strong>Travel requirements<strong> As a digital first company the majority of your work can be accomplished remotely The majority of our employees can live and work anywhere in the US but are encouraged to to still spend high quality time inperson collaborating via regular onsites The inperson sessions cadence varies depending on the team and role most teams meet once or twice per quarter for 24 consecutive days at a time<em><p> <p><strong>What youll love<strong><p> <ul><li>Competitive compensation base + bonus amp equity<li> <li>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <li> <li>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<li> <li>Employee Stock Purchase Plan ESPP<li> <li>Life and disability insurance<li> <li>Generous holiday vacation sick and safety leave <li> <li>Supportive parental family care and military leave programs<li> <li>Annual wellness technology amp ergonomic reimbursement programs<li> <li>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<li> <li>Catered lunches + snacks amp drinks when working in offices<li> <ul><p>LIREMOTE<p> <p>LIMidSenior<p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$149800<span><span><span><span>$207000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Senior Product Manager, Machine Learning

Company: Upstart

Location: Remote

Posted Mar 10, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Role Description<strong><p> <p>Upstart is looking for a <strong>Senior Product Manager Machine Learning <strong>to help us achieve our mission of enabling effortless credit based on true risk In this role you will work closely with our machine learning and engineering teams to design develop and improve on machine learning applications across the entire Upstart business You will ship core improvements to our machine learning models with a focus on credit risk and underwriting thereby accelerating our core mission of delivering increasing value to borrowers over time You will drive the strategic direction and daytoday execution of a crossfunctional technical team of research scientists data scientists and software engineers that aligns the interests of internal and external stakeholders <p> <p>One of the reasons Upstart has experienced such rapid growth is because of the cleareyed analytical approach we take to product enhancements The right candidate for this role should be highly capable able to organize both ideas and people and excel at problem solving of many kinds You should have a bias toward action and be able to break down complex problems into steps that drive rapid product development You will bridge the technical and business worlds as you first design services that our customers love and then engage stakeholders to make them a reality By clearly defining requirements and removing blockers you will act as a multiplier on the productivity of your team<p> <p><strong><em>Position Location<em><strong><strong> <strong> This role is available across the US<p> <p><strong><em>Time Zone Requirements<em><strong><strong> <strong> This team operates in all US time zone<p> <p><strong><em>Travel Requirements <em><strong><strong> <strong>This team has regular onsite collaboration sessions These occur 23 days per Month at our San Mateo or Columbus office If you need to travel to make these meetups Upstart will cover all travel related expenses<p> <p><strong>How youll make an impact<strong><p> <ul><li>Conduct user research analyze portfolio performance and manage stakeholders to drive consensus towards a roadmap for our credit underwriting models<li> <li>Identify new opportunities to improve the accuracy and speed of credit underwriting decisions <li> <li>Write detailed requirements manage agile processes to ensure consistent execution and accurate timelines across engineering and machine learning teams<li> <li>Make smart tradeoffs to inform the ongoing product roadmap prioritizing the features with the highest ROI and experimenting when necessary<li> <li>Deliver improved credit performance for our lending partners and investors while advocating for a excellent customer experience<li> <li>Demonstrate and encourage best practices in product management by working with other PMs throughout the company<li> <ul><p><strong>What were looking for <strong><p> <p><strong>Minimun Qualifications <strong><p> <ul><li>BABS in Economics Computer Science Electrical Engineering Mathematics Statistics a related technical field or equivalent practical experience<li> <li>57 years of product management experience <li> <li>Knowledge of machine learning workflows eg model training online inference feature management etc <li> <li>Experience working with a machine learning team to ship models into production<li> <li>Demonstrated ability to achieve strategic goals in an innovative and fastpaced environment and to evolve product strategy based on research data and industry trends excellent problemsolving organizational and analytical skills<li> <ul><p><strong>Preferred qualifications<strong><p> <ul><li>Work experience in machine learning data science or analytics<li> <li>Demonstrated ability to excel in informal or formal product leadership responsibilities<li> <ul><p><span><strong>What youll love <strong><span><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><span>LIREMOTE<span><p> <p><span>LIMidSenior<span><p> <p><br ><br ><br ><p><div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$159000<span><span><span><span>$220000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Senior Software Engineer, Mobile

Company: Upstart

Location: Remote

Posted Mar 13, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team<strong><p> <p>Upstarts Mobile team is focused on delivering the best experience for new and existing users We recently launched our iOS app and are looking to expand into Android as well With our initial iOS release we have only scratched the surface of what we want to build and have a large roadmap to deliver our vision We want to invest in features where a native app can vastly outperform our web experiences and we need talented amp creative engineers to make that happen<p> <p>As a Senior Software Engineer on Upstarts Mobile team you will have an opportunity to make an outsized impact for the company We are a small team that is looking to grow aggressively next year and we need someone who will help us set up the right foundations within and outside the team so the app can scale This will involve driving the technical vision of how we build features across our apps as well as defining how other teams will work with us We expect our number of features to grow significantly next year and need a productoriented engineer who is excited to work across the stack to make things happen In this role youll be working on both Android amp iOS using React Native as well as owning and building new features end to end <p> <p><strong>How youll make an impact<strong><p> <ul><li>Set up the technical foundation for the company on how to successfully build mobile app features<li> <li>Propose and deliver new ideas that achieve meaningful improvements to our apps success metrics<li> <li>Know the product as well as the EM and PM and contribute to the product visionstrategy<li> <li>Lead successful projects that involve working across the stack as well and with close crossteam collaboration<li> <li>Proactively seek out ways to expand impact that extends well beyond the teams scope<li> <li>Turn teamspecific projects into opportunities to uplevel the team and the orgs tech platform<li> <li>Contribute to quality improvements within our team in a meaningful way<li> <ul><p><strong>Minimum Qualifications <strong><p> <ul><li>7+ years of professional development experience mostly focused on mobile work <ul><li>3+ years of experience with mobile app development Android iOS React Native etc<li> <li>3+ years of React Native or React experience<li> <li>2+ years of full stack development experience<li> <ul><li> <ul><p><strong>Preferred Qualifications<strong><p> <ul><li>Passionate about product development and creating high quality mobile experiences<li> <li>Excellent written and verbal communication<li> <li>Endtoend ownership Be comfortable fully owning your features and contributing everywhere in the stack to implement them<li> <li>Strives in a collaborative environment Were a lean team of remote workers and are constantly collaborating in a tight feedback loop We are flexible to contribute where there is a need and are able to have open discussions about technical and product direction<li> <li>Hands on experience with any or all of the following React Native Ruby Kotlin GRPC PostgreSQL<li> <ul><p><span><strong>What youll love <strong><span><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><span>LIREMOTE<span><p> <p><span>LIMidSenior <span><p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$160400<span><span><span><span>$222000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Associate Creative Director

Company: Upstart

Location: USA

Posted Feb 23, 2024

<div class=contentintro><p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p><div><p><strong>The Team <strong><p> <p>As a smallbutmighty Creative team we touch every corner of the growing Upstart business We sit within Growth designing for impact across all channels and verticals elevating the brand and seeking to be thoughtleaders in our industry and beyond We are currently working hard and fast to meet the companys needs while building a culture of creativity that will empower the continued evolution and success of our work In short were darn good but were looking for teammates to help us rise to greatness<br><strong><br><strong>As the <strong>Associate Creative Director of Performance Marketing at Upstart<strong> you will report directly to our ECD and lead a talented team of designers and Art Directors across direct response initiatives Youll collaborate with peers and stakeholders to steer the growth of revenuedriving channels leading creative strategy design and operational excellence for Lifecycle Paid Social Direct Mail App Store and more As a datadriven creative powerhouse no job is too big or too small Youre not afraid to get your hands dirty At Upstart youll hold a high standard for the craft of design inspire and motivate your team and introduce new ideas and ways of working<p> <p> <p> <p><strong>Position location<strong> This role is available in the following locations Remote<p> <p><strong>Time zone requirements<strong> The team operates on the EastWest coast time zones<p> <p><strong>Travel requirements<strong> As a digital first company the majority of your work can be accomplished remotely The majority of our employees can live and work anywhere in the US but are encouraged to to still spend high quality time inperson collaborating via regular onsites The inperson sessions cadence varies depending on the team and role most teams meet once or twice per quarter for 24 consecutive days at a time<p> <p> <p> <p><strong>How youll make an impact<strong><p> <ul style=> <li style=>Guide mentor and provide direct projectbased feedback to a growing team of designers and copywriters across our most valuable growthdriving channels<li> <li style=>Consult on briefs project plans and strategy to determine how we approach creative execution based on marketing goals and available resources <li> <li style=>Become a beacon of our evolving brand across channels to ensure we always put our best foot forward<li> <li style=>Innovate new ideas campaigns and initiatives to drive growth through the magic of bestinclass creative<li> <li style=>Collaborate with teams on innovative testing strategies and frameworks to drive our growth and acutely tune our growthmachine<li> <ul> <p> <p> <p><strong>What were looking for <strong><p> <ul style=> <li style=><span style=fontweight>Minimum qualifications<span> <ul style=> <li style=>9+ years of professional experience working in design and creative services <li> <li style=>4+ years successfully managing teams and leading Creatives<li> <li style=>Proven trackrecord of success leading Performance Creative in Paid Social Lifecycle and beyond<li> <li style=>Comprehensive knowledge of perchannel creative best practices for conversion and measurement<li> <li style=>Expertlevel proficiency in design software Adobe Creative Suite Figma etc<li> <li style=> A history of conceptual creative ability judgment and executional excellence <li> <ul> <li> <li style=><span style=fontweight>Preferred qualifications<span> <ul style=> <li style=>Excellent timemanagement and communication skills<li> <li style=>Ability to effectively communicate the creative perspective and point of view to noncreative stakeholders<li> <li style=>Experience managing outside vendor relationships and negotiating costsavings opportunities<li> <li style=>Obsession with the potential of Ai and the ability to deepdive into related research bringing those back to the team<li> <li style=>Cando attitude and excitement for the role<li> <ul> <li> <ul> <p> <p> <p><span style=fontweight><strong>What youll love <strong><span><p> <ul style=> <li style=><span style=fontweight>Competitive Compensation base + bonus amp equity<span><li> <li style=><span style=fontweight>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li style=><span style=fontweight>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li style=><span style=fontweight>Employee Stock Purchase Plan ESPP<span><li> <li style=><span style=fontweight>Life and disability insurance<span><li> <li style=><span style=fontweight>Generous holiday vacation sick and safety leave <span><li> <li style=><span style=fontweight>Supportive parental family care and military leave programs<span><li> <li style=><span style=fontweight>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li style=><span style=fontweight>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li style=><span style=fontweight>Catered lunches + snacks amp drinks when working in offices<span><li> <ul> <p> <p> <p><span style=fontweight>LIREMOTE<span><p> <p><span style=fontweight>LIMidSenior <span><p><div class=contentpaytransparency><div class=payinput><div class=description><p><span style=fontweight>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span style=fontweight>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p><div><div class=title>United States | Remote Anticipated Base Salary Range<div><div class=payrange><span>$153900<span><span class=divider><span><span>$213000 USD<span><div><div><div><div class=contentconclusion><p><span style=fontweight>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span style=fontweight><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><a href=22mailtocandidateaccommodationsupstartcom22 rel=nofollow><em>candidateaccommodationsupstartcom<em><a><span><p> <p><span style=fontweight><a href=22httpswwwupstartcomcandidateprivacypolicy22 rel=nofollow>httpswwwupstartcomcandidateprivacypolicy<a><span><p><div><img src=httpsremotivecomjobtrack1897939blankgifsource=publicapi alt=>

Senior Machine Learning Engineer, ML Explainability

Company: Upstart

Location: Remote

Posted Mar 12, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team<strong><p> <p>Upstarts <strong>ML Explainability<strong> team is focused on research and development related to machine learning and artificial intelligence explainability This includes researching and developing the methodology behind how we explain modelbased credit decisions This function is essential for Upstart to ensure that our models are compliant robust and are able to engender trust with a variety of external stakeholders including lending partners investors and consumers<p> <p>As a <strong>Senior Machine Learning Engineer<strong> on our team at Upstart you will be an integral part of the Explainability team ensuring fair lending compliance of modelbased decisions on the platform You will influence and implement the teams long term vision for systems generating model explanations at Upstart including but not limited to increasing productivity through better software and infrastructure automating model training building efficient interfaces for internal and external parties to interact with and understand our models developing a robust model monitoring protocol and ensuring coding best practices<p> <p><strong><em>Position Location <em><strong>This role is available in the following locations Remote<p> <p><strong><em>Travel Requirements <em><strong> <span>This team has regular onsite collaboration sessions These occur 3 days per quarter at the an Upstart office If you need to travel to make these meetups Upstart will cover all travel related expenses<span><p> <p><strong>How youll make an impact<strong><p> <ul><li>Build repeatable workflows and automation that enables faster and more flexible model updates and research flows<li> <li>Define and enforce best engineering practices across the team helping scientists uplevel their technical skills<li> <li>Discover and develop a short and longterm roadmap of engineering improvements on the explainability team<li> <li>Interface crossfunctionally with other engineering teams data engineering machine learning platform pricing and growth software engineering to provide feedback and requirements so that we can build highquality systems endtoend<li> <li>Build maintain and improve methodologies and tooling for interacting with and understanding model decisions across Upstarts platform <li> <ul><p><strong>What were looking for <strong><p> <ul><li><span>Minimum qualifications<span> <ul><li>Bachelors with 4+years of software engineering experience in ML or MLadjacent teams<li> <li>Experienced and proficient in Python programming<li> <li>Experience working with most of the following technologies machine learning libraries such as numpy pandas and sklearn orchestration tools public cloud infrastructure containers backend programming languages<li> <ul><li> <li>Preferred qualifications<br ><ul><li>Masters Degree in Computer Science or quantitative field<li> <li>Experience working as a software engineer in collaboration with machine learning teams<li> <li>Working knowledge of common ML methods such as regression boosting and general predictive modeling <li> <li>Experience working in the fintech industry<li> <li>Experience working with AIML Explainability techniques<li> <ul><li> <ul><p><strong>What youll love <strong><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><span><span>LIREMOTE<span><span><p> <p><span>LIMidSenior<span><p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$149800<span><span><span><span>$207000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Senior Product Manager, Pricing

Company: Upstart

Location: USA

Posted Jan 31, 2024

<div class=contentintro> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters can live and work anywhere in the US We also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p>Upstart is looking for a <strong>Senior Product Manager Pricing <strong>to help us achieve our mission of enabling effortless credit based on true risk In this role you will work closely with our Pricing engineering teams to design develop and improve our core pricing platform and the marketplace that powers all Lending Products at Upstart You will ship core improvements to our offer generation workflow with a focus on improving the speed of new product features and maximizing efficient matchmaking in our marketplace between credit applicants and capital suppliers You will drive the strategic direction and daytoday execution for engineering and transform our pricing system into a platform that serves multiple internal stakeholders at Upstart <p> <p>One of the reasons Upstart has experienced such rapid growth is because of the cleareyed analytical approach we take to product enhancements The right candidate for this role should be highly capable able to organize both ideas and people and excel at problem solving of many kinds You should have a bias toward action and be able to break down complex problems into steps that drive rapid product development You will bridge the technical and business worlds as you first design services that our customers love and then engage stakeholders to make them a reality By clearly defining requirements and removing blockers you will act as a multiplier on the productivity of your team<p> <p><strong><em>Position Location<em><strong><strong> <strong> This role is available across the US<p> <p><strong><em>Time Zone Requirements<em><strong><strong> <strong> This team operates in all US time zones<p> <p><strong><em>Travel Requirements <em><strong> This team has regular onsite collaboration sessions These occur 35 days in 2 months at our San Mateo or Columbus office If you need to travel to make these meetups Upstart will cover all travel related expenses<p> <p><strong>How youll make an impact<strong><p> <ul style=> <li style=>Conduct user research analyze system performance data and manage a diverse set of stakeholders to build and deliver on a roadmap for our pricing decision system <li> <li style=>Lead migration of our pricing infrastructure into a platform service with clearly defined APIs that can be utilized by multiple different internal customer groups and use cases<li> <li style=>Identify new opportunities to increase the efficiency of the Upstart marketplace matching borrower demand with capital supply for all Lending Products <li> <li style=>Write detailed requirements manage agile processes to ensure consistent execution and accurate timelines across engineering teams<li> <li style=>Make smart tradeoffs to inform the ongoing product roadmap prioritizing the features with the highest ROI and experimenting when necessary<li> <li style=>Deliver improved credit performance for our lending partners and investors while advocating for a excellent customer experience<li> <li style=>Demonstrate and encourage best practices in product management by working with other PMs throughout the company<li> <ul> <p><strong>Minimum Qualifications<strong><p> <ul style=> <li style=>BABS in Economics Computer Science Electrical Engineering Mathematics Statistics a related technical field or equivalent practical experience<li> <li style=>57 years of product management experience <li> <li style=>Demonstrated ability to achieve strategic goals in an innovative and fastpaced environment and to evolve product strategy based on research data and industry trends excellent problemsolving organizational and analytical skills<li> <li style=>Passion and aptitude for credit and financingrelated economic concepts<li> <ul> <p><strong>Preferred Qualifications<strong><p> <ul style=> <li style=>Work experience in marketplace technology pricing systems and platform teams <li> <li style=>Demonstrated ability to excel in informal or formal product leadership responsibilities<li> <ul> <p><strong>What youll love <strong><p> <ul style=> <li style=>Competitive Compensation base + bonus amp equity<li> <li style=>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <li> <li style=>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<li> <li style=>Employee Stock Purchase Plan ESPP<li> <li style=>Life and disability insurance<li> <li style=>Generous holiday vacation sick and safety leave <li> <li style=>Supportive parental family care and military leave programs<li> <li style=>Annual wellness technology amp ergonomic reimbursement programs<li> <li style=>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<li> <li style=>Catered lunches + snacks amp drinks when working in offices<li> <ul> <p> <p> <p>LIREMOTE<p> <p>LIMidSenior <p> <p> <p> <div class=contentpaytransparency> <div class=payinput> <div class=description> <p>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<p> <p>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<p> <div> <div class=title>United States | Remote Anticipated Base Salary Range<div> <div class=payrange>$159000<span class=divider><span>$220000 USD<div> <div> <div> <div class=contentconclusion> <p>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <p> <p><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><a href=22mailtocandidateaccommodationsupstartcom22 rel=nofollow><em>candidateaccommodationsupstartcom<em><a><p> <p><a href=22httpswwwupstartcomcandidateprivacypolicy22 rel=nofollow>httpswwwupstartcomcandidateprivacypolicy<a><p> <div> <img src=httpsremotivecomjobtrack1894576blankgifsource=publicapi alt=>

Staff Analyst, Growth Analytics

Company: Upstart

Location: Remote

Posted Mar 15, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team<strong><p> <p>Upstarts Growth Analytics team is responsible for bringing data backed decision making to Upstarts customer acquisition and retention efforts As the Principal Analyst Growth Analytics at Upstart you will partner with marketing and product leaders to fuel Upstarts growth<p> <p><strong><em>Position Location <em><strong><span>This role is available in the following locations Remote USA<span><p> <p><strong><em>Travel Requirements <em><strong> As a digital first company the majority of your work can be accomplished remotely The majority of our employees can live and work anywhere in the US but are encouraged to to still spend high quality time inperson collaborating via regular onsites The inperson sessions cadence varies depending on the team and role most teams meet once or twice per quarter for 24 consecutive days at a time<span>This team has regular onsite collaboration sessions If you need to travel to make these meetups Upstart will cover all travel related expenses<span><p> <p><strong>How youll make an impact<strong><p> <ul><li>Partner crossfunctionally to set the growth strategy and analytics roadmap for multiple products at Upstart<li> <li>Effectively use analytics tools such as AmplitudeLooker to understand the performance of our growth efforts and make proactive recommendations on how to grow<li> <li>Conduct quantitative analysis to test hypotheses about our users and the way they interact with our product<li> <li>Administer AB tests in the product monitor results and generate product and business recommendations<li> <li>Collaborate with analytics engineering and software engineering to continuously uplevel our data capabilities making new data available as the business expands and accelerate time to insights<li> <li>Identify and report key growth metrics to leadership team<li> <ul><p><strong>What were looking for <strong><p> <ul><li><span>Minimum qualifications<span> <ul><li>Strong analytical and quantitative background with at least 9 years professional experience at a high growth company<li> <li>68+ years of experience with 4+ years of experience in marketing andor growth analytics <li> <li>Expertise with data analysis tools SQL Python Looker etc<li> <li>Degree in Analytics Data Science Economics Engineering Mathematics or other quantitative field<li> <li>Strong verbalwritten communication and data presentation skills including an ability to effectively communicate with both business and technical teams<li> <ul><li> <li><span>Preferred qualifications<span> <ul><li><span>Advanced degree in computer science statistics or a related field<span><li> <li><span>Experience building or optimizing customer lifecycle initiatives<span><li> <li><span>Experience leading an effective media mix modeling program<span><li> <li><span>Previous experience making impact within a growth or marketing organization<span><li> <li><span>Proven ability to learn quickly work independently and adapt to change in a fastpaced environment<span><li> <ul><li> <ul><p><span><strong>What youll love <strong><span><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><br ><p><p><span>LIREMOTE<span><p> <p><span>LIMidSenior <span><p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$157000<span><span><span><span>$217000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Manager, Machine Learning

Company: Upstart

Location: Remote

Posted Mar 11, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team<strong><p> <p>Upstarts Auto Lending team is changing the car buying experience We are the first of its kind to build the most sophisticated machine learning models that are revolutionizing the car buying experience Were a funloving hard working group of trail blazers who believe anything is possible with the right team Our product offers a fully endtoend digital lending experience which includes our leading AI lending technology With 53 fewer defaults at the same approval rate and 5x more risk separation than Fico we are truly changing the game <p> <p>At the heart of the Auto loan product sits our underwriting models that evaluate the risk of every applicant The Auto underwriting ML team is responsible for researching and building these models and therefore have a direct impact on our companys success The team is part of the Machine Learning organization and consists of Research Scientists Data Scientists and ML Engineers<p> <p>Because our challenges are so new members of the team need strong creative problemsolving skills and the technical background to implement solutions Our research environment affords team members the opportunity to utilize a variety of statistical and machine learning methods with the freedom and encouragement to pursue alternative approaches to solving problems We are continuously seeking the next big ideas to move our business forward<p> <p><strong>The Role<strong><p> <p>The Auto underwriting ML team has grown significantly in size in the last couple of years and is looking for leaders that can own parts of the underwriting process and make meaningful improvements to them As a ML Manager you will lead a team of 24 research scientists and data scientists and report directly to the Auto underwriting ML manager <p> <ul><li><strong>Position Location<strong> This role is available in the following locations Columbus Austin San Mateo or Remote<li> <li><strong>Time Zone Requirements<strong> This team operates on either the East or West Coast time zones<li> <li><strong>Travel Requirements<strong> This team has regular onsite collaboration sessions six times annually split between our San Mateo Columbus or Austin office locations If you need to travel to make these meetups Upstart will cover all travel related expenses<br ><li> <ul><p><strong>How youll make an impact<strong><p> <ul><li>Lead your team to apply stateoftheart machine learning methods eg neural networks gradient boosting methods for survival time prediction model ensembling and stacking to a critical prediction problem credit risk where machine learning is not widely applied and the optimal solutions are not known<li> <li>Search for new variables either internal to Upstart or from external vendors that can improve our underwriting models performance<li> <li>Work closely with stakeholders to communicate their findings and suggest solutions to issues <li> <li>Along with your team and others assume responsibility for the performance of Upstarts loan originations for your product<li> <ul><p><strong>Minimum qualifications<strong><p> <ul><li>Strong academic credentials with a Masters Degree in computer science statistics mathematics or other quantitative areas of study <li> <li>4+ years experience in ML projects for high impact products in the real world<li> <li>1+ Years of people management experience or tech lead<li> <li>Excellent knowledge in applied statistical methods and machine learning models<li> <li>Proficiency with Python and ability to write bugfree and welldocumented code that runs well and is easily understood<li> <li>Adeptness in dealing with technical challenges and tradeoffs ability to make reasonable decisions under uncertainty and to prioritize effectively<li> <li>Capable of leading team members on technical best practices providing constructive feedback and mentoring to junior Data Scientist<li> <li>Ability to provide comprehensive and useful design and methodology reviews for MLDS projects<li> <li>Strong written and oral communication skills ability to translate technical concepts to a nontechnical audience<li> <li>Ability to navigate and work well with crossfunctional stakeholders on projects with an understanding of how to deliver appropriate amount of technical communication to stakeholders to serve team or business needs<li> <ul><p><strong>Preferred qualifications<strong><p> <ul><li>PhD in statistics Applied Mathematics or quantitative degree is preferred <li> <li>Prior experience managing teams that build machine learning models prepare them for production and make large direct contributions to a business profitability<li> <ul><ul><li>Consumer lending knowledge andor experience within an MLcentric technology company<li> <ul><p><strong>What youll love <strong><p> <ul><li>Competitive compensation base + bonus amp equity<li> <li>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart<li> <li>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<li> <li>Employee Stock Purchase Plan ESPP<li> <li>Life and disability insurance<li> <li>Generous holiday vacation sick and safety leave <li> <li> Supportive parental family care and military leave programs<li> <li>Annual wellness technology amp ergonomic reimbursement programs<li> <li>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<li> <li>Catered lunches + snacks amp drinks when working in offices<br ><li> <ul><p>LIREMOTE<p> <p>LIMidSenior <p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$174900<span><span><span><span>$242000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Principal Software Engineer, Pricing

Company: Upstart

Location: Remote

Posted Mar 13, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team<strong><p> <p>The <strong>Pricing team<strong> is responsible for quickly and accurately creating loan offers for all of Upstarts loan products like Personal Loans Auto loans and Home loans The services owned by the Pricing team are responsible for validating applicant data interfacing with Machine Learning models to calculate borrower risk matching applicants to lenders and calculating interest rates fees etc We combine ML econometrics and software engineering to optimally match capital supply to borrower demand We are developing new capabilities for Upstarts loan products and building a next generation software platform to accelerate innovation on behalf of our customers<p> <p>As a Principal Software Engineer you are at the helm of driving technical excellence and innovation within the Pricing team You are responsible for setting the technical vision and direction for Pricing that works backwards from our product strategy You will lead our efforts to deliver software that uses machine learning to optimize how we price different components and continuously maximizes the efficiency of our borrowerlender marketplace You will have the opportunity to design and build large scale systems from the ground up partner closely with ML scientists and work in a highlycollaborative and fastpaced environment We are looking for a seasoned leader with a passion for ML finance experimentation and distributed systems If this sounds exciting we would love to hear from you<p> <p><br ><p><p><strong><em>Position Location <em><strong><span>This role is available in the following locations Remote San Mateo Columbus Austin<span><p> <p><strong><em>Time Zone Requirements <em><strong><span> This team operates on the EastWest Coast time zones<span><p> <p><strong><em>Travel Requirements <em><strong> As a digital first company the majority of your work can be accomplished remotely The majority of our employees can live and work anywhere in the US but are encouraged to to still spend high quality time inperson collaborating via regular onsites The inperson sessions cadence varies depending on the team and role most teams meet once or twice per quarter for 24 consecutive days at a time<p> <p><br ><p><p><strong>How youll make an impact<strong><p> <ul><li>Define the longterm technical direction and roadmap for Pricing in alignment with Upstarts business objectives <li> <li>Lead the design and development of a system that continuously optimizes the matching of supply and demand for Upstarts borrowerlender marketplace <li> <li>Work closely with ML scientists to improve and develop new models that improve core business metrics <li> <li>Guide the architectural evolution of Pricing engineering systems with an emphasis on scaling innovation across multiple engineering teams <li> <li>Uncover and drive alignment across complex technical requirements designs tradeoffs influencing product direction <li> <li>Proactively evaluate prototype and roll out new technologiesframeworks to help cultivate a culture of innovation<li> <li>Lead from the front while mentoring and developing technical leaders<li> <ul><p><br ><p><p><strong>What were looking for <strong><p> <ul><li><span>Minimum requirements<span> <ul><li>10+ years of experience developing large scale distributed systems in the cloud<li> <li>7+ years of experience leading large crossteam initiatives<li> <li>Experience building highly scalable APIs using containerization technologies like Docker and Kubernetes<li> <li>Solid grasp of software development principles and best practices for creating scalable and maintainable systems<li> <li>Proficiency in one or more object oriented programming languages like Java C C++<li> <li>Strong communication skills and ability to explain complex business and technical concepts to all audiences<li> <li>Track record of successfully mentoring and developing technical leaders<li> <li>Experience working in dynamic fast paced organizations<li> <li>Ability to balance the needs of the business with the needs of engineering improvements<li> <li>Passion for clean code and architecture and initiative to levelup the engineering team with better practices amp design<li> <li>You are able lead and resolve companywide technical discussions and are able to collaborate and include input from crossfunctional teams security devops data compliance and product<li> <li>You have a good sense for buildvsbuy and are able to prioritize the highest ROI architectural investments<li> <ul><li> <li><span>Preferred qualifications<span> <ul><li>High proficiency with Python<li> <li>Experience with AB testing GRPC and Kafka<li> <li>Experience working in Fintech Pricing Ads or ML<li> <li>Background in statistics mathematics or econometrics is a big plus <li> <li>Experience designing and building microservicebased architectures<li> <li>Experience developing large scale distributed systems in AWS<li> <li>Strong sense of ownership and accountability for the quality and timely delivery of work<li> <li>Ability to thrive both in selfdirected work environments and in collaborative settings contributing positively to team dynamics<li> <li>Demonstrated ability to take feedback well and actively incorporate it into work with a desire to continuously improve<li> <li>Ability to influence and lead without direct authority<li> <li>Strong product and analytical mindset that allows you to think in terms of ROI risk and trade offs<li> <li>Experience working at companies that have gone through periods of rapid business or organizational growth<li> <ul><li> <ul><p><br ><p><p><span><strong>What youll love <strong><span><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><span> <span><p> <p><span>LIREMOTE<span><p> <p><span>LIMidSenior<span><p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$180700<span><span><span><span>$250000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Senior Software Engineer, Pricing

Company: Upstart

Location: Remote

Posted Mar 13, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team<strong><p> <p>Upstarts <strong>Pricing<strong> team is<strong> <strong>a core team responsible for quickly and accurately creating loan offers for all of Upstarts loan products like Personal Loans Auto loans and Home loans The services owned by the Pricing team are responsible for validating applicant data interfacing with Machine Learning models to determine borrower risk matching the applicant to a lender and calculating interest rate fees etc The teams current priorities are creating new capabilities for Upstarts loan products and building a next generation software platform to improve the experience for the teams internal and external customers <p> <p>As a Senior Software Engineer you will be a leader in a highly collaborative and fast paced environment working on projects across the whole stack with minimal guidance Your primary focus will be backend systems but you will be expected to know the basics of front end systems You will be an individual contributor working with tech tools but you will also be expected to play the role of a Product Manager when needed Finally youll be a mentor and role model to other engineers around you<p> <p><br ><p><p><strong><em>Position Location <em><strong><span>This role is available in the following locations Remote San Mateo Columbus Austin <span><p> <p><strong><em>Time Zone Requirements <em><strong><span> This team operates on the EastWest Coast time zones<span><p> <p><strong><em>Travel Requirements <em><strong> As a digital first company the majority of your work can be accomplished remotely The majority of our employees can live and work anywhere in the US but are encouraged to to still spend high quality time inperson collaborating via regular onsites The inperson sessions cadence varies depending on the team and role most teams meet once or twice per quarter for 24 consecutive days at a time<p> <p><br ><p><p><strong>How youll make an impact<strong><p> <ul><li>Lead successful crossteam andor multiquarter multiengineer projects<li> <li>Move quickly to drive both existing and greenfield projects forward while always keeping our end users in mind<li> <li>Proactively search out ways to expand impact that extends well beyond your own work<li> <li>Turn teamspecific projects into opportunities to uplevel the team and the orgs tech platform<li> <li>Help us build our engineering team and make Upstart a genuinely awesome place to work<li> <li>Build key features and capabilities for all of Upstarts loan products impacting millions of users<li> <li>Build a worldclass platform to match true borrower risk lending supply and borrower demand across Upstarts credit products creating an efficient market for loans <li> <ul><p><br ><p><p><strong>What were looking for <strong><p> <ul><li><span>Minimum requirements<span> <ul><li>7+ years of professional experience developing backend or fullstack web applications<li> <li>Expert in objectoriented programming and design such as through Python C or Java JVM<li> <li>Full understanding of relational databases such as PostgresQL<li> <li>Prior work with containerization Docker and Kubernetes and cloudbased environments ideally AWS stack<li> <li>Master of software development principles and best practices with deep understanding of code release deployment orchestration rollout mechanisms logging instrumentation monitoring and alerting in a microservices environment<li> <li>Technical leadership experience with mentorship of more junior engineers and driving technical direction<li> <li>History of ownership and accountability for the quality and timely delivery of work<li> <li>Demonstrated passion for continuous improvement with enthusiasm for receiving and incorporating feedback<li> <ul><li> <li><span>Preferred qualifications<span> <ul><li>Professional experience with a Pythonbased web framework such as Flask or FastAPI communication frameworks such as gRPC and Kafka and AB testing experimentation frameworks such as Growthbook<li> <li>Background in finance fintech actuarial mathematics statistics or machine learning<li> <li>Prior experience or demonstrated enthusiasm for working on internal tools<li> <li>History of thriving in a variety of work environments both collaborative and selfdirected remote and inperson<li> <ul><li> <ul><p><br ><p><p><span><strong>What youll love <strong><span><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><span> <span><p> <p><span>LIREMOTE<span><p> <p><span>LIMidSenior<span><p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$155800<span><span><span><span>$215500 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

Senior Engineering Manager, Application Security

Company: Upstart

Location: Remote

Posted Dec 15, 2023

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. CISSP, CISM, GSLC, OSCE) AWS, Kubernetes and CI/CD pipeline experience Contributions to the security industry (e.g. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected] https://www.upstart.com/candidate_privacy_policy Individual pay is also determined by job-related skills, experience, and relevant education or training. white papers, OSS projects, patents) What you'll love: Competitive Compensation (base + bonus &amp; equity) Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings Employee Stock Purchase Plan (ESPP) Life and disability insurance Generous holiday, vacation, sick and safety leave Supportive parental, family care, and military leave programs Annual wellness, technology &amp; ergonomic reimbursement programs Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering Catered lunches + snacks &amp; drinks when working in offices LI-REMOTE LI-MidSenior At Upstart, your base pay is one part of your total compensation package. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. If you need to travel to make these meetups, Upstart will cover all travel related expenses. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. Position Location - This role is available in the following locations: Remote, San Mateo, Columbus , Austin Time Zone Requirements - This team operates across all US time zones Travel Requirements - This team has regular on-site collaboration sessions.

Associate Creative Director, Performance Marketing

Company: Upstart

Location: Remote

Posted Mar 13, 2024

<div> <p><strong>About Upstart<strong><p> <p>Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand More than twothirds of Upstart loans are approved instantly and are fully automated<p> <p>Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States However we also have offices in San Mateo California Columbus Ohio and Austin Texas<p> <p>Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk If you are energized by the impact you can make at Upstart wed love to hear from you<p> <div> <p><strong>The Team <strong><p> <p>As a smallbutmighty Creative team we touch every corner of the growing Upstart business We sit within Growth designing for impact across all channels and verticals elevating the brand and seeking to be thoughtleaders in our industry and beyond We are currently working hard and fast to meet the companys needs while building a culture of creativity that will empower the continued evolution and success of our work In short were darn good but were looking for teammates to help us rise to greatness<br ><strong><br ><strong>As the <strong>Associate Creative Director of Performance Marketing at Upstart<strong> you will report directly to our ECD and lead a talented team of designers and Art Directors across direct response initiatives Youll collaborate with peers and stakeholders to steer the growth of revenuedriving channels leading creative strategy design and operational excellence for Lifecycle Paid Social Direct Mail App Store and more As a datadriven creative powerhouse no job is too big or too small Youre not afraid to get your hands dirty At Upstart youll hold a high standard for the craft of design inspire and motivate your team and introduce new ideas and ways of working<p> <p><br ><p><p><strong>Position location<strong> This role is available in the following locations Remote<p> <p><strong>Time zone requirements<strong> The team operates on the EastWest coast time zones<p> <p><strong>Travel requirements<strong> As a digital first company the majority of your work can be accomplished remotely The majority of our employees can live and work anywhere in the US but are encouraged to to still spend high quality time inperson collaborating via regular onsites The inperson sessions cadence varies depending on the team and role most teams meet once or twice per quarter for 24 consecutive days at a time<p> <p><br ><p><p><strong>How youll make an impact<strong><p> <ul><li>Guide mentor and provide direct projectbased feedback to a growing team of designers and copywriters across our most valuable growthdriving channels<li> <li>Consult on briefs project plans and strategy to determine how we approach creative execution based on marketing goals and available resources <li> <li>Become a beacon of our evolving brand across channels to ensure we always put our best foot forward<li> <li>Innovate new ideas campaigns and initiatives to drive growth through the magic of bestinclass creative<li> <li>Collaborate with teams on innovative testing strategies and frameworks to drive our growth and acutely tune our growthmachine<li> <ul><p><br ><p><p><strong>What were looking for <strong><p> <ul><li><span>Minimum qualifications<span> <ul><li>9+ years of professional experience working in design and creative services <li> <li>4+ years successfully managing teams and leading Creatives<li> <li>Proven trackrecord of success leading Performance Creative in Paid Social Lifecycle and beyond<li> <li>Comprehensive knowledge of perchannel creative best practices for conversion and measurement<li> <li>Expertlevel proficiency in design software Adobe Creative Suite Figma etc<li> <li> A history of conceptual creative ability judgment and executional excellence <li> <ul><li> <li><span>Preferred qualifications<span> <ul><li>Excellent timemanagement and communication skills<li> <li>Ability to effectively communicate the creative perspective and point of view to noncreative stakeholders<li> <li>Experience managing outside vendor relationships and negotiating costsavings opportunities<li> <li>Obsession with the potential of Ai and the ability to deepdive into related research bringing those back to the team<li> <li>Cando attitude and excitement for the role<li> <ul><li> <ul><p><br ><p><p><span><strong>What youll love <strong><span><p> <ul><li><span>Competitive Compensation base + bonus amp equity<span><li> <li><span>Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart <span><li> <li><span>401k with 100 company match up to $4500 and immediate vesting and aftertax savings<span><li> <li><span>Employee Stock Purchase Plan ESPP<span><li> <li><span>Life and disability insurance<span><li> <li><span>Generous holiday vacation sick and safety leave <span><li> <li><span>Supportive parental family care and military leave programs<span><li> <li><span>Annual wellness technology amp ergonomic reimbursement programs<span><li> <li><span>Social activities including team events and onsites allcompany updates employee resource groups ERGs and other interest groups such as book clubs fitness investing and volunteering<span><li> <li><span>Catered lunches + snacks amp drinks when working in offices<span><li> <ul><p><br ><p><p><span>LIREMOTE<span><p> <p><span>LIMidSenior <span><p> <div> <div> <div> <p><span>At Upstart your base pay is one part of your total compensation package The anticipated base salary for this position is expected to be within the below range Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location Individual pay is also determined by jobrelated skills experience and relevant education or training Your recruiter can share more about the specific salary range for your preferred location during the hiring process<span><p> <p><span>In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages including medical dental vision and 401k<span><p> <div> <p>United States | Remote Anticipated Base Salary Range<p> <p><span>$153900<span><span><span><span>$213000 USD<span><p> <div> <div> <div> <p><span>Upstart is a proud Equal Opportunity Employer We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together <span><p> <p><span><em>If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email <em><em>candidateaccommodationsupstartcom<em><span><p> <p><span>httpswwwupstartcomcandidateprivacypolicy<span><p> <div>

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