Accounting Manager

About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

PayJoy is hiring an Accounting Manager to join our team. As part of our Accounting Team, you will have the opportunity to help build and stream-line our internal accounting function with a primary focus on the management of the accounting team and supervision of the daily activities of the people in the local accounting area. You will report to the Senior Accounting Manager and partner with senior management members in our Latam offices to improve and automate our accounting processes. You have a demonstrated track record of experience in accounting, local and corporate audit procedures, possess outstanding communication skills, and share our mission to expand access to finance to the next billion consumers worldwide.

Responsibilities

• Supervise daily transactions, including accounts payable/receivable, general ledger and bank reconciliations.
• Participate in external and internal tax and accounting audits.
• Prepare financial accounting reports.
• Manage month-end and year-end closing.
• Monitor the daily performance of the accounting department.
• Organize financial data into usable information and maintain up-to-date records.
• Monitor the progress of financial and accounting objectives.
• Establish accounting policies and procedures, aligned with company objectives.
• Ensure compliance with local accounting regulations in the company.
• Ensure that the calculation of tax returns is correct and in accordance with accounting regulations.

Requirements

• 1-2 years of experience as accounting and/or financial supervisor
• Academic degree in Accounting, Finance, Business Administration or Auditing.
• CPA or equivalent certification preferred.
• Experience with accounting software
• Experience in banking, financial or similar entities.
• Strong computer skills, MS Excel in particular (spreadsheet management, pivot tables and use of advanced formulas).
• Strong knowledge of accounting principles, laws and regulations.
• Excellent analytical skills to manage large volumes of data.
• Attention to detail and accuracy
• Team management skills
• Ability to prioritize work
• Excellent analytical, problem-solving, and decision-making skills
• Strong communication and interpersonal skills

Optimal skills

• Intermediate to advanced English and Spanish language level
• Prior experience working with NetSuite or any other ERP
• Experience with US GAAP, IFRS and local accounting standards in Ecuador

Benefits

• Company-funded health insurance
• Life insurance
• Dental plan
• Individual retirement plan 3%
• 20 days of vacations
• $2,000 USD annual Coworking Travel Perk
• $2,000 USD annual Professional Development Perk
• $500 USD annual Fitness Perk
• $500 USD Phone Finance allowance
• $250 USD Home Office equipment allowance
• $200 USD Headphone allowance

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening