AML Analyst

WHO WE ARE

The Trustly Americas team combines PayWithMyBank, a 2012 Silicon Valley startup, with Trustly AB of Sweden, following their 2019 merger. Our team represents 30 nationalities, serving 8,300 merchants, connecting to 650 million consumers, and 12,000 banks across 33 countries. Our global network processes over $42 billion annually.

Our digital account-to-account platform redefines the speed, simplicity and security of payments. Consumers pay for purchases by simply signing into their bank accounts, bypassing the card networks, and never leaving a merchant’s site or app – no credit card numbers or separate account setup necessary. 

With U.S. headquarters in Silicon Valley and global headquarters in Stockholm, Sweden, we are a culturally diverse team also spread across Canada, Brazil, UK, Germany, Spain, Portugal, Malta and more! Across North America, we have embraced a work from anywhere policy throughout the continental US and Canada.

It’s a great time to join Trustly as the Americas team is growing. If you thrive in an entrepreneurially minded, fast-paced, casual, professional, positive, and rewarding work environment, check us out!

ABOUT THE ROLE

As an AML Analyst at Trustly, you'll play a pivotal role in ensuring the integrity of our BSA/AML/Sanctions compliance programs. In collaboration with the AML Manager, you'll respond to audits, escalate potential risks, and stay ahead of regulatory changes. This role offers the opportunity to make an impact by being at the forefront of shaping a secure financial landscape at Trustly.

WHAT YOU'LL DO

• Assists with various monitoring and reporting tasks within Trustly BSA/AML/Sanctions compliance programs, suspicious activity monitoring, and review of system-generated alerts for accuracy, completeness, and compliance with policies and procedures.
• Ability to review financial transaction data to identify trends and patterns of unusual activity.
• Review alerts and negative news from third-party providers such as Lexis-Nexis.
• Summarize & analyze in writing, clear, and concise findings of Transaction Monitoring Program screenings and alert investigations. Escalate results through the appropriate channels where applicable.
• Preparation and filing of SARs/STRs when approved by the AML Officer.
• Assists the AML Officer with responding to requests related to internal and external audits/examinations.
• Maintain current knowledge of the Bank Secrecy Act and related Anti-Money Laundering, OFAC, and other sanctions regulations.
• Escalate potential risks/red flags to the AML Officer.
• Document all results of testing and monitoring tasks performed clearly in detailed records and follow up with the appropriate individuals to remediate exceptions.
• Knowledge of Money Transmitter Licensing. Must be able to assist with Federal and state applications and licensing maintenance.

WHO YOU ARE

• At least 3 years of BSA/AML/Sanctions and Transaction Monitoring experience in the Fintech/Payments industry. Money Transmitter experience preferred.
• Knowledgeable in BSA and Canadian AML and Sanctions laws and regulations with a thorough understanding and experience of how to apply such requirements in a business.
• Ability to remain composed and make appropriate decisions under stressful conditions, which may involve dealing with a range of responsibilities and defined timetables.
• Ability to shift attention quickly and accurately from one matter to another and to prioritize multiple projects and complete them on time.
• Good organizational skills and attention to detail.
• Effective communication and interpersonal skills with the ability to interact with all levels of the organization.
• Must manage confidential information, and adhere to deadlines and team priorities.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) preferred.




#LI-Remote

SALARY RANGE: $70,000 - $85,000

Applications for this role are accepted on an ongoing basis.

SALARY RANGES IN US-BASED ROLE POSTING

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Recruiters can share more information with applicants about the specific salary range for preferred locations during the hiring process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, and other perks and benefits.

WHAT WE OFFER

At Trustly, you get the opportunity to work on challenging issues and projects with leading FinTech professionals in an innovative and truly inspiring atmosphere. We have a commitment to constantly develop and improve, so you can expect to grow on a professional and personal level in a stimulating environment.

We have a culturally diverse team that spans from Silicon Valley and across the U.S., Canada, Brazil, and Europe with an enthusiasm for remote-first work and the flexibility to balance professional and personal life. Our environment is open and inclusive and we strive to provide employees with a deep sense of belonging while fostering teamwork and having fun.

Trustly’s total compensation packages include competitive salaries, bonus plans, and stock options. We offer innovative perks and benefits packages that include:

- Flexible paid time off & generous PTO accrual plans

- Comprehensive medical, dental, vision, and other insurances

- Flexible spending accounts for medical and dependent care

- Home office set-up allowance

- Internet stipend

- Retirement plan match for 401k and RRSP

- Gender-neutral paid parental leave, and more!

(The benefits and total compensation packages outlined above are for full-time employees only and exclude temporary positions.)

At Trustly, we embrace and celebrate diversity of all forms and the value it brings to our employees and customers. We are proud and committed to being an Equal Opportunity Employer and believe an open and inclusive environment enables people to do their best work. All decisions regarding hiring, advancement, and any other aspects of employment are made solely on the basis of qualifications, merit, and business need.