AML Operations Analyst I - Subpoena Investigations

Hours

40

Department Overview

Job Description Summary

Job Details

The AML Operations Analyst I provides a range of analytical and/or operational process support within a defined functional area or to business units in adhering to AML/BSA, Sanctions and ABAC requirements and assists in implementing AML Operations initiatives to help manage regulatory risk.

Depth & Scope:

Serves as an expert in assigned operational function and performs end-to-end activities

Requires an understanding of a range of product and services, processes, procedures, systems and concepts within their own and related areas of specialty

May lead problem resolution for issues that have been escalated, and/or escalate to appropriate level where further clarity or interpretation is required

Completes work within specifically defined parameters with guidance / direction from management as necessary

Requires diplomacy to exchange ideas and information with internal partners and management

Acts as a subject matter process expert in a range of technical processes and procedures

Focus of work is daily, weekly, monthly and/or longer with addition of ad-hoc and initiative-based requests, as required

Requires knowledge of the business unit / operational functions and interaction points with other related areas as well as regulatory issues/ requirements for jurisdictions supported

May involve cross-functional teams across TD and/or involving external contacts

Customer Accountabilities:

Supports the business internally as a specialist of a given area in AML/ATF, Sanctions/ABAC matters

Conducts sound investigations and provides AML/ATF, Sanctions/ABAC, support and recommendations on AML/BSA, Sanctions and ABAC investigations

Supports and understands risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry best business practices

Recommends responses to any AML, Sanctions/ABAC questions and immediately escalates any sensitive issues to senior management

Provides trend analysis and reporting of AML, Sanctions/ABAC findings to Management for review

Assists the operational function with developing/drafting and maintaining written policies, procedures and/or programs/frameworks to minimize compliance breaches and monitors adherence to applicable regulations/ requirement

Identifies, documents and investigates processes / exceptions arising from transactions beyond 1st level operations service delivery and resolves escalated matters and refers complex issues / situations beyond own level of expertise

Establishes and provides analysis and reporting on operational performance of the businesses with respect to AML, Sanctions/ABAC related transactions

Assists in managing an effective, on-going AML, Sanctions/ABAC surveillance program designed to detect and mitigate regulatory violations and breaches of internal policies and procedures

Completes filings and/or reporting to regulators and/or law enforcement agencies as required, for Management review and approval

Shareholder Accountabilities:

Prioritizes and manages own workload to meet SLA requirements for service and productivity

Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate

Protects the interests of the organization - identify and manage risks, and escalates non-standard, high risk transactions / activities as necessary

Complies with applicable internal and external audit and regulatory requirements and may actively participate in Audit Reviews, providing recommendations and guidance as required

Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts

Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Job Requirements

Must be eligible for employment under regulatory standards applicable to the position.

• Undergraduate degree preferred
• 2+ years relevant experience
• Fundamental knowledge of AML operations standards, procedures, laws, rules and regulations
• Knowledge of current and emerging trends
• Skill in using analytical software tools, data analysis methods and reporting techniques
• Skill in using computer applications including MS Office
• Ability to communicate effectively in both oral and written form
• Ability to work collaboratively and build relationships
• Ability to work successfully as a member of a team and independently
• Ability to exercise sound judgement in making decisions
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Ability to handle confidential information with discretion

Company Overview

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us . Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .

We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected] . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.