AML Operations Analyst II - Subpoena Investigations

Company Overview

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us . Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .

We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.

Job Description

The AML Operations Analyst II provides a range of analytical and/or operational process support within a defined functional area or to business units in adhering to AML/BSA, Sanctions and ABAC requirements and assists in implementing AML Operations initiatives to help manage regulatory risk.

Servess as a subject matter expert in operational function and performs end to end activities, may serve as knowledge and process expert to others

Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas

Applies advanced knowledge of business drivers, processes, and customers to coordinate with other related areas to improve efficiency and deliver results

Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues

Interprets and administers policies, adopts and implements business process improvements

Impacts the quality, efficiency and ongoing operations of one or multiple units

Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations

Simplifies technical and process information, conveys performance expectations, handles sensitive issues

Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus

May represent as a project lead on projects / initiatives and/or at meetings across the organization

Supports the business internally as a specialist of a given area in AML/ATF, Sanctions/ABAC matters

Conducts sound investigations and provides AML/ATF, Sanctions/ABAC , support and recommendations on AML/BSA, Sanctions and ABAC investigations

Supports and understands risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry best business practices

Recommends responses to any AML, Sanctions/ABAC questions and immediately escalates any sensitive issues to senior management

Provides trend analysis and reporting of AML, Sanctions/ABAC findings to Management for review

Assists the operational function with developing/drafting and maintaining written policies, procedures and/or programs/frameworks to minimize compliance breaches and monitors adherence to applicable regulations/ requirement

Identifies, documents and investigates processes / exceptions arising from transactions beyond 1st level operations service delivery and resolves escalated matters and refers complex issues / situations beyond own level of expertise

Establishes and provides analysis and reporting on operational performance of the businesses with respect to AML, Sanctions/ABAC related transactions

Assists in managing an effective, on-going AML, Sanctions/ABAC surveillance program designed to detect and mitigate regulatory violations and breaches of internal policies and procedures

Completes filings and/or reporting to regulators and/or law enforcement agencies as required, for Management review and approval

Prioritizes and manages own workload to meet SLA requirements for service and productivity

Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate

Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high risk transactions / activities as necessary

Complies with applicable internal and external audit and regulatory requirements and may actively participate in Audit Reviews, providing recommendations and guidance as required

Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts

Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Participates fully as a member of the team, support a positive work environment that promotes service to the business

Requirements

Must be eligible for employment under regulatory standards applicable to the position.

Undergraduate degree preferred

3+ years relevant experience

Solid knowledge of AML operations standards, procedures, laws, rules and regulations

Knowledge of current and emerging trends

Skill in using analytical software tools, data analysis methods and reporting techniques

Skill in using computer applications including MS Office

Ability to communicate effectively in both oral and written form

Ability to work collaboratively and build relationships

Ability to work successfully as a member of a team and independently

Ability to exercise sound judgement in making decisions

Ability to analyze, research, organize and prioritize work while meeting multiple deadlines

Ability to process and handle confidential information with discretion

Hours

40

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected] . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.