Analyst I, Underwriting

Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

Job Description

Based in our London office responsible for underwriting enterprise customer applications.
This is an amazing opportunity to kickstart your career as part of a diverse team focusing on
Due Diligence, Credit Exposure and Financial Analysis.

This role offers a unique exposure to our core business areas, collaborating closely with our
key internal players (Business Development, Sales, Risk Legal teams and Senior
Management) and our high-value merchants and partners.

How you’ll make an impact

• Conduct business model analysis in line with internal policy guidelines and apply evaluation techniques to achieve the desired results for complex deals.
• Make underwriting recommendations in accordance with frameworks and calculate exposure in line with existing guidance with the ability to tailor the approach based on merchant specifics.
• Complete financial analysis of profit and loss, balance sheet and cash flow statements and demonstrate a competent understanding of accounting principles.
• Complete due diligence checks and analysis into second-line Compliance teams for high-risk applications.
• Underwrite high-risk lines of business including travel, furniture, ticket and events, securities, gambling etc.
• Prepare detailed oral and written summaries to assess micro and macro risks, and mitigating factors and make balanced recommendations to present to management and the Credit Risk Committee.
• Collaborate with Sales or Account Management and represent Underwriting in customer calls and meetings.

Qualifications

What we’re looking for:

• 1-2 years experience in a similar underwriting or payments role or recent strong graduate ideally, but not limited to, in an Accounting, Business or Finance-related field.
• Adaptable, analytical and open-minded with a drive and passion to build a career in fintech or payments.
• Good IT skills, especially in Excel/Google Sheets.
• Be confident in building effective working relationships and working as part of a team.
• Excellent written and verbal communication skills and knowledge of financial statements.
• Ability to work efficiently under pressure, and deliver results against a tight deadline.

Additional Information

All of our offices globally are onsite 3 times per week (Tuesday, Wednesday, and Thursday). We’ve worked towards enabling teams to work collaboratively in the same space, while also being able to partner with colleagues globally. During your days at the office, we offer amazing snacks, breakfast, and lunch options in all of our locations.

Apply without meeting all requirements statement 

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/

Apply without meeting all requirements statement 

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/