Analyst II, Scheme Compliance

Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

Job Description

Checkout.com is looking for an ambitious and talented Scheme Compliance Analyst II to join our growing global team and support our global e-commerce portfolio. The candidate will be contributing to building and improving our scheme compliance function and its capabilities.
The primary responsibilities will be to use various internal/external tools to conduct reliable and detailed merchant research, investigate scheme violations, and take action on remediation efforts to mitigate card scheme risk to Checkout.com. They will be required to understand scheme rules and various updates, advise on scheme rules, help draft internal guidance as needed and propose solutions to improve internal policy and processes.
The candidate will need to work very closely with multiple stakeholders, including Risk, Underwriting, Compliance, Legal, Product, Financial Partnerships, etc, and will review the merchant setups, scheme rules implications, and propose the required action.
What you'll be doing:

• Coordinate with various internal stakeholders and conduct a detailed investigation on various suspected merchants, using multiple internal & external data sources.
• Perform in-depth investigations of merchant setups, including conducting periodic reviews of portfolio, to identify non-compliance with scheme regulations.
• Collaborate with all stakeholders to resolve issues related to non-compliance with the card scheme rules.
• Provide timely response to all internal & external queries / requests through Checkout.com’s ticketing system.
• Follow up on pending scheme compliance issues and perform investigations on new and ongoing scheme compliance cases.
• Generate a detailed investigation report, highlighting various risks, its impact & proposed solution.
• Implement new processes/controls to ensure compliance with the scheme regulations.
• Read new changes/ amendment to scheme rules & regulations and provide suggestions
• on updating internal policy/ processes in a timely manner.
• Participate in audits of our internal processes, identify gaps and assist in smooth implementation of proposed amendments.
• Maintain an in-depth working knowledge card scheme rules.

Qualifications

• A bachelor’s degree.
• Experience in Digital Payments and Fintech and/or in banking/ financial services (risk/compliance department) would be preferred.
• Good understanding of the payment landscape in the UK & European region.
• Knowledge of card schemes rules and regulations.
• Solution driven approach, with exemplary problem solving and analytical skills.
• Strong written and verbal communication skills with the ability to present analysis and
• recommendations in a succinct manner.
• Ability and willingness to learn & understand various complex payment terminology, gain
• knowledge with an emphasis on continuous reading about new payment trends.
• Excellent communication skills in both written and spoken English.

Additional Information

Apply without meeting all requirements statement 

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/

Apply without meeting all requirements statement 

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/