Analyst/Associate, Healthcare Lending

Who we are

Cross River is a highly profitable fast-growing financial technology company recognized for the third year in a row by CB Insights as one of the 250 best global fintechs. Our comprehensive suite of innovative products powers financial solutions with a strong focus on regulatory compliance for our partners and their millions of consumers around the world.

We are on a mission to build the infrastructure that propels access, inclusion and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 4 consecutive years. The reason for this success is simple --- our nimble, adaptive, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation in financial services and we invite collaborative and motivated high performers to join our rapidly expanding team.

What we’re looking for

We are looking for a Healthcare Analyst/Associate to join our Healthcare Lending team at Cross River. This role reports directly to the Head of Healthcare Underwriting and Portfolio Management.  As the Analyst, you will assist in the full cycle of transactional execution, including preparing deal prescreens, internal credit memoranda, and managing a portfolio of healthcare loans alongside more senior bankers.

Responsibilities:

• Analyze credit and financial information for prospects and existing clients;
• Build financial models to support financing transactions;
• Participate in preparing credit memos for new and existing loans;
• Assist with the legal documentation and closing of new loans;
• Monitor borrower deliverables and track covenant compliance;
• Prepare risk rating evaluations and portfolio level credit monitoring;
• Complete special projects on an ad hoc basis;
• Communicate and interact with prospects, borrowers, internal team members and lending partners.

Minimum Qualifications:

• Minimum of 2-3 years of experience in a credit analysis, loan underwriting or portfolio management role with a strong preference in healthcare finance;
• High proficiency in financial statement analysis and Excel-based modeling;
• Demonstrates strong judgment and sound credit skills;
• Strong oral and written communications skills;
• Excellent interpersonal skills;
• Detailed-oriented and self-motivated team player with a strong work ethic;
• Well organized and able to work under pressure, multi-task and meet deadlines;
• Demonstrated proficiency in Microsoft Office;
• Professional integrity.

Education:

• Bachelor's degree with a focus in finance or accounting or similar post-degree work experience

Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

$75,000.00-$125,000.00

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