Analyst/Sr Analyst - Client Master Data Management/AR Operations

Nium, Global Leader in Payments

Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.

Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore. 

About the Role

The Accounts Receivable (AR) Analyst is responsible for managing the end-to-end process of receivables, right from setting up new client accounts in line with contractual agreements to generating and issuing invoices. This role ensures timely payment, escalates unpaid invoices when necessary, and leads the collection efforts. The AR Specialist will also organize regular review meetings with regional account management heads and issue detailed reports analyzing the receivables position, including aging and other critical metrics.

Key Responsibilities

• 1. Client Account Setup:




• Ensure proper and accurate setup of new client accounts in the system.
• Review and verify contract terms and ensure alignment with Compliance & AR processes.
• Maintain up-to-date records for each client, ensuring all contract terms are accurately reflected.




2. Invoicing and Billing




• Generate and issue monthly invoices in line with contractual obligations.
• Ensure all invoices are accurate, include all necessary details, and are sent in a timely manner.
• Handle adjustments or corrections to invoices as needed and ensure reissuance where applicable.




3. Payment Monitoring and Follow-up:




• Track payments against issued invoices and ensure timely follow-up on unpaid balances.
• Send reminders to clients for outstanding payments based on the AR schedule.
• Lead the collection efforts by collaborating with internal and external stakeholders to resolve payment delays.




4. Escalation of Unpaid Invoices:




• Identify and escalate overdue invoices as per company policies.
• Collaborate with account management and sales teams to resolve client disputes affecting payment.




5. Receivable Review Meetings:




• Organize regular receivables review meetings with regional account management heads.
• Present the current receivables status, highlight overdue accounts, and agree on action items for collections.




6. Reporting and Analysis:




• Prepare and distribute detailed reports analyzing receivable positions, aging, and payment patterns.
• Provide insights on overdue accounts, potential risks, and recommendations for improving collections efficiency.
• Track key performance metrics such as days outstanding and collections forecast.




7. Collaboration and Communication:

• Act as the point of contact for accounts receivable matters both internally and externally.
• Work closely with the finance team, account managers, client servicing managers and clients to ensure smooth and efficient collections.8. Compliance and Process Improvement:
• Ensure compliance with company policies, regulations, and accounting standards.
• Continuously review AR processes and recommend improvements to enhance efficiency and accuracy.




8. Compliance and Process Improvement:

• Ensure compliance with company policies, regulations, and accounting standards.
• Continuously review AR processes and recommend improvements to enhance efficiency and accura

Requirements

• Bachelor’s degree in Finance, Accounting, or related field.
• Proven experience in an accounts receivable or similar role.
• Strong knowledge of invoicing, billing processes, and accounts receivable management.
• Proficiency in financial software and Microsoft Office (Excel, Word).
• Strong analytical skills and attention to detail.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.




Key Competencies:

• Analytical Thinking: Ability to interpret and present complex data in a clear manner.
• Attention to Detail: High level of accuracy in managing financial data and invoicing.
• Communication: Ability to liaise effectively with clients, account managers, and other internal teams.
• Problem Solving: Proactively address and resolve issues related to receivables and collections.
• Time Management: Manage multiple priorities and deadlines effectively

What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. 

We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office). 

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. 

We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region-specific benefits: https://www.nium.com/careers#careers-perks

For more information visit www.nium.com 

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information.

Candidate Privacy Notice:https://www.nium.com/privacy/candidate-privacy-notice