Anti-Money Laundering Alert Surveillance Analyst

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate.

The AML Alert Surveillance Analyst is responsible for performing assessments of alerted activity and plays a key role in the identification of unusual activity. Other duties as assigned.

ESSENTIAL FUNCTIONS, DUTIES, AND RESPONSIBILITIES

• Perform assessments of alerted customer activity generated from transaction monitoring software
• Ensure timely identification and escalate unusual activity
• Analyze customer activity to make independent judgements of whether the activity is unusual and requires escalation
• Draft reports and documenting analysis in a logical manner that sufficiently supports decisions
• Work with front line staff to obtain any information that would be helpful during the alert assessment and analysis
• Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity
• Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks
• Stay current with money laundering and terrorist financing behaviors, trends, patterns and typologies
• Stay current with rules, laws and regulations
• Maintain attention to detail

REQUIRED KNOWLEDGE,SKILLS AND COMPETENCIES

• Computer literacy and proficiency in Microsoft Office suite
• Working knowledge of a bank operating environment and applicable systems preferred
• Working knowledge and understanding of BSA/AML rules, laws and regulations including the USA PATRIOT Act
• Sound oral and written communication skills
• Sound critical thinking ability
• Sound analytical, problem solving and organizational skills
• Detail oriented
• Ability to be a self-starter
• Ability to build relationships

INDUSTRY AND WORK EXPERIENCE

• 2 - 5 years of industry-related experience

ACADEMIC

• High school diploma or GED required
• Bachelor's degree in Economics, Accounting, Finance, Criminal Justice or related field preferred
• CAMS certification preferred

Disclaimer:

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)