Application Analyst

Who We Are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster less frustrating and more affordable. By passing these savings directly to homebuyers we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors including Ribbit Citi Ventures NFX and Progressive Insurance Tomo is poised to become one of the most valuable fintech startups of our generation.

Junior Loan Processor

Location:  New York NY

Reports To: Loan Processing Manager

Type:  Full-Time; Hybrid (in office Mon-Wed remote Thurs-Friday)

This is an ideal opportunity for a recent graduate looking to get their foot in the door of the mortgage fintech or real estate space. As an Application Analyst you’ll work closely with our Processing team to help keep the home loan process moving—ensuring documents are complete accurate and ready for next steps. You’ll help manage the “behind-the-scenes” tasks that create a seamless experience for our customers freeing up our Processors to focus on high-impact work.

If you’re organized hungry to learn and ready to roll up your sleeves this is a great entry point to launch your career in a high-growth company.

What You’ll Do

• Support Loan Processors by reviewing applications and prepping files for underwriting

• Review and organize key documents (e.g. paystubs bank statements W-2s) for completeness and compliance

• Place orders for third party items needed for final loan approval including but not limited to: appraisals title reports homeowners insurance policies etc.

• Track outstanding items and follow up with third parties (appraisal management company title companies insurance agents etc.) or internal teams as needed

• Learn how the mortgage process works from start to finish (we’ll train you!)

• Shadow experienced team members and gain exposure to career paths in operations processing underwriting and beyond.

Who You Are

• A recent graduate or early-career professional with strong ambition

• Hungry to learn and curious about how things work

• Known for being organized detail-oriented and reliable

• Comfortable juggling multiple tasks and timelines

• A clear communicator—written and verbal

• A team player who thrives in fast-paced environments

• Tech-savvy or quick to pick up new systems

Bonus Points If You Have

• Experience in a fast-paced internship part-time job or student organization

• Familiarity with Excel/Google Sheets or CRM tools

• An interest in real estate finance or fintech

Why This Role Matters

• This is the backbone of a smooth loan process. You’ll be a key player in helping people buy

• homes while building real skills and a long-term path in a booming industry. We don’t just

• invest in your output; we invest in your growth.

What’s In It for You

• A steep learning curve and mentorship from experienced professionals

• Career growth into Loan Processing Underwriting Operations Sales and beyond

• Competitive pay $55K–$57K

• Bonus potential up to $10K annually paid out quarterly

• Equity

• Inclusive mission-driven culture that values curiosity integrity and hustle

Employee Benefits

We strive to anticipate your needs in order for you to be a healthy motivated and happy team member. We provide a variety of competitive benefits including (but not limited to):

• Equity Ownership: All teammates receive stock options—we win together

• Comprehensive Medical Dental and Vision plans for you and your dependents with some plans 100% covered

• Work-life balance and a generous paid time off policy

• In order to support teammates who become parents Tomo Mortgage provides paid parental leave

• 401(k) retirement plan

What We Do

Buying a home is more costly than ever yet big lenders continue to get away with inflated rates and ridiculous fees. Tomo Mortgage is putting a stop to it. We’re a mortgage company that uses AI to automate the most annoying and frustrating parts of the home buying process. It’s why we’re a lot faster less frustrating and way less expensive.

Why Work With Us

At Tomo Mortgage we believe the joy and promise of a new home should never be overshadowed by the hassle of buying one. That’s why we’re digitizing and automating much of the mortgage process to make it faster easier less expensive and—dare we say—more joyful while delivering a higher level of personalized service to home buyers.

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