AVP Consumer Relationship Manager

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We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

College Station, Texas, United Stat

SCOPE/CONTACTS:

Incumbent is accountable for providing the Bank Branch with sound, quality loan income, and has direct responsibility for Consumer and Real Estate lending activities, and is responsible for profitability, compliance to banking laws and regulations, and adherence to the Bank's policies and procedures. The officer is expected to perform in business development activities and must represent the bank well in a variety of social and community events.

ESSENTIAL FUNCTIONS:

• Experienced Lender with specialty in Real Estate Lending.
• Will be responsible for all types of direct loans including: HELOC, Home Improvement, Home Equity, Interim Construction, and Bridge Loans; which are consistent in quality to satisfy Bank standards for safety and profitability.
• Must promote good customer relations and seek and develop quality new business including profitable depository accounts.
• Building solid relationships with realtors, builders, and strong connections in the community is also important to be successful.
• Incumbent is responsible for the sound extension or denial of credit to customers seeking loans on a direct or indirect basis and is accountable for the terms extended on such credit.
• This position is guided by the Bank's policies, procedures and lending limits.
• Incumbent will have direct supervisory responsibility. Will be expected to support other employees in the office.
• Must actively participate in "Customer Service First" sales and service culture, support the values of the organization and follow established company policies and procedures.

MINIMUM QUALIFICATIONS:

• This position requires a minimum of 5 years of Consumer Lending/Banking experience and a bachelor's degree in Finance or related field.
• Relevant work experience may substitute for a degree.
• Excellent communication and human relation skills also required.
• Incumbent must have prudent judgment in decisions involving lending activities and in handling of customers, and employees.
• Excellent oral and written communication skills are required.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)