Bilingual Senior Adjudicator, Credit

Do you love exceeding people’s expectations by establishing effective relationships? 

Are you passionate about growing your career in the automotive industry? 

Do you have strong attention to detail and thrive in a fast-paced work environment? 

Do you want to work with a company that loves to promote from within? 

If this sounds like you, we would love to meet you!! 

WHO WE ARE: 

Eden Park Inc. (“EdenPark”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. EdenPark is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada (“Fairstone Bank”). Collectively, Fairstone Bank and its subsidiaries offer credit cards and rewards programs, point-of-sale financing through merchant partners and unsecured and secured personal loans and mortgages. Learn more at EdenParkCanada.com. 

Come join Fairstone Financial as a Credit Adjudicator. 

A regular day for you will include: 

· Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation. 

· Ensure loan applications are assessed accurately and timely in a fast-paced environment. 

· Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed. 

· Develop and maintain respectful relationships with dealers. 

· Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners. 

· Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required. 

· Provide prompt, efficient, detailed customer-oriented service to all stakeholders. 

· Perform all other duties as assigned. 

Must-haves! 

· You possess excellent verbal and written communication skills in English and French. 

· You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details. 

· You thrive in a fast-paced environment and have strong attention to detail. 

· You are tech-savvy and know your way through Microsoft Office Suite and Outlook 

· You can collaborate well with various teams and departments. 

· You must be available to work all shifts mentioned in the job description. 

Extra- awesome to have! 

· You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry 

· Previous experience working with loan origination software 

· Post-secondary education in Finance or Business Administration 

Working condition 

· Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST. 

· Option of permanent Saturday shift with the option of Wednesday or Thursday off; schedules are completed 6 months in advance and our team is very accommodating with switching when required with notice.  

· Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift)