Community Development Analyst, South Bend, IN

Job Description

POSITION SUMMARY:

The Community Development Analyst will assist the Community Development Manager and internal clients with achieving goals established by the enterprise-wide Community Leadership & Engagement Operating Plan, as approved by the Community Leadership Committee and Board of Directors.

The position will be responsible for:

• Data collection, validation/documentation and analysis efforts related to CRA lending (HMDA, CRA small business/small farm and community development lending), investments and services.
• Preparing lending, investment and service performance analysis reports which will assist management with assessing ongoing CRA performance, meeting Community Leadership & Engagement Operating Plan goals and regional community leadership performance.
• Preparing performance context narratives which will assist management with understanding the factors influencing performance.
• Preparing above mentioned information, reports and analysis for CRA examinations, audits and internal use for the Community Leadership Committee, Community Investment Committee, regional CRA committees and periodic reporting to the Board of Directors.
• Processing and submission of applications for programs available through the Federal Home Loan Bank of Indianapolis.
• Managing data applications utilized for data collection, reporting and submission, both internally and externally.
• Submission of annual CRA small business/small farm loan register.
• Representing the Bank both internally and externally regarding community leadership initiatives, programs and projects assisting with maintaining a community outreach portfolio across the Bank's footprint.
• Adapting quickly to dynamic situations as they arise and support community development initiatives when and where necessary.

The incumbent in this position must be proficient in interpreting, analyzing and understanding the CRA exam performance expectations and interpreting guidance for the CRA and its impact.

ESSENTIAL REQUIREMENTS:

Facilitates the collection, evaluation, documentation and organization of CRA lending, investment and service activities.

Prepares analysis of CRA lending, investment and service activity for internal reporting.

Prepares lending, investment and service performance reports as needed.

Works with Community Development Manager to develop, design and update policies and procedures along with implementing processes related to community development lending, investment and service functions to ensure regulatory compliance and effective public relations.

Provides assistance in managing Federal Home Loan Bank Community Investment programs through implementing procedures, processing, submission and monitoring.

Provides internal training on CRA related topics as needed or requested by the Community Development Manager or Bank management.

Provides assistance with internal/external CRA reviews/examinations to ensure the Bank is following all regulatory requirements.

Provides assistance with questions concerning the Community Leadership & Engagement Operating Plan.

Conducts on-going data integrity validation of CRA-eligible activities and prepares required reporting and training.

Remain current on regulations related to community oversight and CRA requirements as well as industry best practices to ensure maximum efficiency and effectiveness.

Facilitates meetings with business units/regional management and assists with interpreting the performance analysis reports, documenting the factors that are impacting the Bank's performance and in developing strategies to address areas where performance is below expectations.

Assists with forming strong relationships with community partners such as community development organizations, local government, economic development organizations, etc. to develop/maintain a community outreach portfolio which aids in addressing community credit needs.

Understands all applicable CRA rules that apply to the position and complies with the regulatory requirements.

Responsible for the completion of all compliance training related to the position.

NON-ESSENTIAL FUNCTIONS:

Performs all other duties as assigned.

EXPERIENCE:

Two (2) - five (5) years of banking experience in CRA, compliance or a related risk management area preferred, along with community leadership experience.

Five (5) - seven (7) years banking regulatory audit, risk management or compliance experience preferred with a focus on CRA programs and evaluations.

Experience with data management software applications.

Experience with project/task management tools preferred.

SKILLS:

Understanding of CRA exam performance expectations and ability to interpret guidance for CRA and its impact.

Strong organizational skills, with a demonstrated ability of multi-tasking and meeting deadlines while working with little or no supervision.

Strong analytical skills that result in reasonable, supportable conclusions that are reached independently.

Highly motivated with the ability to take initiative, be proactive, detail focused to follow through and complete projects/responsibilities in a professional and timely fashion.

Proficiency with PC utilization, standard office software (Microsoft Office, Word, Excel, Outlook, etc.).

Proficiency with CRA software applications, cloud-based applications and digital media.

Ability to handle multiple tasks in a fast-paced environment.

Detailed oriented.

Self-motivated and proactive.

Strong written and verbal communication skills (advanced).

Strong presentation skills.

Community leadership experience preferred.

EDUCATION: Bachelor's Degree required. Concentration in business, community development, compliance, risk management and/or non-profit management preferred.

TRAVEL REQUIREMENTS: Ability to travel to all locations as well as ability to travel over night, as needed for meetings, projects, seminars, training, etc.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT: MS Office PC, CRA related applications, phone and standard office equipment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)