Community Development Mgr I

TD Bank · North Bay

Company

TD Bank

Location

North Bay

Type

Full Time

Job Description

Hours

40

Pay Range

$83,720 - $136,240 annually

Department Overview

The Community Development Manager I coordinates various Community Reinvestment Act (CRA) activities within a defined market to ensure compliance with lending, investment and service guidelines established by the Office of the Comptroller of the Currency (OCC), the agency responsible for enforcing CRA guidelines.

Job Details

  • Advises local management on strategies and action plans to fulfill their goal under CRA
  • Drives development and execution of CRA Strategy to ensure performance against CRA goals
  • Develops tactics within their market along with local market management to accomplish CRA objectives
  • Assists with managing regulatory reviews to ensure that Company CRA activities are sufficient to pass periodic compliance tests to enable ongoing operations, acquisitions, and other activities to continue
  • Develops and maintains solid relationships with community-based organizations, political leaders, State agencies and advocacy groups who will support the Company in attaining its goals under the CRA
  • Reviews, recommends, and refers complex community development loans and investments to the business lines
  • Participates in preparing, interpreting, and communicating periodic self-assessments of the banks CRA performance, including interpreting statistical results, communicating results to bank management and CRA Steering Committee, and recommending adjustments to the business plan
  • Ensures own work is in compliance with applicable laws, regulations, and guidelines, as detailed in policies located on the Company intranet; policies include but are not limited to Fair Lending,
  • Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies
  • Job Requirements

  • Bachelor's degree or work experience equivalent to Bachelor's degree required
  • 5 + years' experience required
  • In-depth knowledge of CRA and Fair Lending regulations required, including HMDA and ECOA
  • Broad knowledge of banking industry, including operations, business needs and requirements of various lines of business
  • Wide range of CRA-related contacts in state and local government and community organizations preferred, or ability to establish network quickly
  • Sales, persuasion, and negotiation skills to represent the Company's interests and come to effective solutions in sometimes adversarial situations
  • Commercial credit analysis training required, with ability to understand, evaluate and explain complex financial situations
  • Excellent overall communications skills, with ability to work with a wide range of people
  • Thorough knowledge of the CRA in order to advise the market on issues
  • Full understanding of the market's demographic, geographic, economic, and political context as well as challenges the market faces under the CRA
  • Commercial credit analysis training is preferred, not required
  • Non-Profit experience in lieu of bank experience will be considered.
  • Must be eligible for employment under regulatory standards applicable to the position.
  • Company Overview

    Our Values

    At TD, we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.

    Making Your Well-being a Priority

    A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars - physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.

    Our Total Rewards Package

    Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

    How We Work

    At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they'll always have access to the TD community to experience our culture of care.

    Who We Are

    TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

    Inclusiveness

    Our Commitment to Diversity, Equity, and Inclusion

    At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

    EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

    Accommodation

    If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected]. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

    How We're Helping Make an Impact in Communities

    TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

    We look forward to hearing from you!

    Date Posted

    12/03/2023

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