Community Reinvestment Act (CRA) Officer (Hybrid)

We are interested in every qualified candidate who is eligible to work in the United States. However we are not able to sponsor visas or take over sponsorship at this time. #BI-Hybrid #LI-Hybrid

About the Role:

The Community Reinvestment Act (CRA) Officer is responsible for the leadership strategic direction and administration of the Bank’s CRA program. This role involves high-level strategy specifically developing implementing and managing the Bank’s CRA Strategic Plan while overseeing data reporting community partnership development and examination management.

Responsibilities:

• Lead the development implementation and multi-year management and monitoring of the Bank’s CRA Strategic Plan. Ensure goals are measurable attainable and aligned with the bank’s business model.
• Provide quarterly reporting on performance against goals emerging regulatory risks and community impact.
• Maintain and update the CRA Policy and Public File ensuring full transparency and compliance with applicable rules.
• Identify and manage high-impact relationships with Community Development Financial Institutions (CDFIs) non-profits and government agencies to identify and facilitate Qualified Investments and Community Development Loans.
• Develop creative service opportunities for staff that leverage the Bank’s unique technology expertise to benefit Low-to-Moderate Income (LMI) individuals and small businesses and LMI communities.
• Conduct ongoing community needs assessments to ensure the Bank’s CRA activities are responsive to the specific needs of its Assessment Area.
• Lead the timely and accurate annual filing of CRA data in accordance with regulatory deadlines.
• Coordinate the administration of CRA examinations and serve as the primary point of contact for regulators.
• Coordinate with Internal Audit and third-party reviewers to proactively identify and remediate program weaknesses.

Requirements:

• 7+ years of experience in banking compliance with at least 5 years focused on CRA management at a $2B+ institution.
• Expert-level knowledge of the CRA (Regulation BB) and fair lending (ECOA/UDAAP).
• Proven track record of developing or managing a CRA Strategic Plan is highly preferred.
• Experience with managing the CRA compliance examination process and engaging with regulators.
• Bachelor’s Degree in business administration finance public policy or related field. CRCM (Certified Regulatory Compliance Manager) designation is strongly preferred.

Compensation:

The budgeted annual salary range for this position is $108000 to $144200. Actual annual salary will be determined based on qualifications skills experience and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits described in more detail here.

What We Do

Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. For over 20 years Enova has provided over $67 billion in loans and financing to more than 14 million customers by offering a suite of market-leading products powered by the company's world-class analytics machine learning algorithms and proprietary technology. You can learn more about the company and its portfolio of businesses at www.enova.com.

Why Work With Us

Our values encourage ownership and accountability and we believe the best answer wins regardless of whose answer it is. We pride ourselves on hiring smart and driven people who bring new and innovative ideas to the table. Our mentality is "Work someplace awesome." Ready to join us?

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