Compliance Monitoring and Testing Manager

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Job Summary

NinjaHoldings is seeking a Compliance Monitoring & Testing Manager who will report to the Chief Compliance Officer. This is an exciting and rare opportunity to join a well-capitalized startup on the ground floor and help drive our success. As the Compliance Monitoring & Testing Manager you will oversee the company’s Compliance Testing Program across all Ninja product lines. You will be responsible for maintaining and enhancing existing testing protocols, including both manual, and technology driven exception testing. You will develop a deep understanding of NinjaHoldings systems so as to design testing programs specific to our operations. This person will also be responsible for designing robust, data driven reporting to senior management to identify compliance issues. This position will have one direct report at the outset with the potential to develop more team resources, if necessary. 

Key Responsibilities:

• Partner with cross functional teams including Compliance, Product Management, Engineering, Finance and Operations to design a robust reporting and testing system
• Utilize technology to design exception testing to ensure compliant loans and financial transactions across all product areas. 
• Oversee and management one internal data analyst resource and a Monitoring & Testing team.
• Take ownership of existing monitoring and testing programs and automated compliance check libraries and continue to develop and enhance these programs. 
• Design UAT testing protocols prior to technology release to ensure adherence to Compliance requirements. 
• Attend Change Management meetings and identify change tickets requiring compliance involvement.
• Maintain regular reporting to business partners as needed on status of monitoring and testing and any identified compliance issues. 
• Write compliance requirements for product changes and new product development. 
• Work with QA team to ensure adequate compliance testing

Requirements:

• 6+ years of relevant experience in compliance management systems, specifically compliance testing functions within financial services.
• Expertise of Compliance laws rules and regulations and risks, focused on consumer lending, debit card processing, NACHA rules and regulations. 
• Demonstrate extensive abilities as a team leader, which includes creating a positive environment, monitoring workloads of the team, respecting the work-life quality of team members, providing candid and meaningful feedback in a timely manner, and keeping leadership informed of progress
• Experience in planning, executing, and reporting on compliance testing reviews and regulatory issue validation activities
• Strong project management and organizational skills and the ability to work independently in a fast-paced, quickly changing environment. Ability to analyze and quickly understand processes in order to appropriately determine whether objectives and goals have been met
• Ability to multi-task effortlessly and manage competing priorities under demanding deadlines
• Drive to provide accurate results as quickly as possible and continuously iterate

Additional Pluses, but not requirements:

• Experience working with specialty finance or Fintech environments
• Basic SQL knowledge
• Start-up experience

Benefits:

• Competitive salary and benefits package
• Flexible, remote work 
• Fun, fast-paced work environment
• Dynamic start-up culture
• Convenient downtown Chicago office located in the heart of the city
• Equal opportunity employer

IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.