Consultant, Risk Analytics

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As the Senior Portfolio Risk Specialist, Risk Analytics, you will be leading risk data management to support risk analytics, providing support on developing and producing portfolio risk dashboards and other regular reports to monitor Retail Lending portfolio performance and provide insights for senior management to make decisions. As part of Portfolio Monitoring team, this position will also be involved in in-depth analysis on credit losses and delinquency based on large amount of data from a variety of data sources to understand risk trend and generate insights.

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote. 

How You’ll Succeed

• Risk Data Management – You will maintain and enhance risk data process to support risk analytics with accuracy and efficiency. You will investigate and communicate data issues, and serve as SME in risk data. You will be leading data control implementation for strong data control environment.

• Risk Analysis – With good understanding of Retail risk portfolio and associated risk data you will translate complex portfolio performance questions to analysis design to derive actionable information from large number of data. You work with Account Management and Acquisition teams to provide portfolio impact analysis of risk strategy changes. optimization.

• Reporting – You will prioritize work items to make sure reports/analyses are delivered on time. You will use tools such as SAS EG and MS Office to prepare risk dashboards and other reports and perform analyses to monitor portfolio performance and develop insights. You will work closely with Finance and Collection to validate credit loss numbers and understand impact of their operation on portfolio performance.

• Communication with Business Acumen – You understand our clients and keep up to date on retail lending products , processes, data sources, and overall Canadian economy to understand the impact on portfolio performance. You will develop presentation to communicate portfolio insights with business language.

Who You Are

• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.

• You are experienced in programming with SAS. You are comfortable to develop efficient SQL to prepare data from different data sources to support complext risk analytics. You have good understanding of mathematical or statistical analysis software tools (SAS preferred), database management, and advanced skills in Microsoft Excel.

• You understand project management. You are comfortable with developing project plan to address complex business requirements and leading projects by managing resources and priorities.

• It is an asset if you have undergraduate degree in quantitative areas such as mathematics, statistics, physics, economics, or another applicable discipline.

• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 31st Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Business Requirements, Communication, Data Integration, Data Quality, Deliverables Management, Prioritization, Quality Improvement, Risk Analytics, Test Planning