Consumer Lending Oversight Specialist (HYBRID)

Overview

This position is hybrid with in office days in downtown Lancaster, PA

The primary responsibilities of this position are to support Consumer Lending Oversight compliance initiatives by participating in the monitoring and reporting of risk and control issues affecting the business unit, and to serve as a first line of defense for Fulton's Consumer Credit compliance by ensuring new credits adhere to Consumer Credit policies and applicable government regulations.

Responsibilities

• Assist in the compilation and distribution of consistent and accurate reporting to management that may include but is not limited to the Home Mortgage Disclosure Act (HMDA), Funded or Non-Funded data, Regulation B, Post Closing Reviews, Quality Control, and verification of compliance with consumer lending policies and applicable government regulations
• Analyze transactions for new HDMA-related requests and contact lenders for detected violations uncovered in Non-Funded and Funded loan reporting
• Review documents returned from closing to ensure completeness, accuracy and compliance with applicable regulations
• Ensure all applicable system checklist conditions are accounted for and approved to guarantee workflows for dependent departments are initiated in a timely manner
• Provide compliance reporting analysis support in the evaluation and monitoring of consumer credit operations for potential regulatory compliance risk
• Participate in remediation of any audit, compliance, or regulatory findings associated to the line of business, identify training needs relative to compliance and/or audit findings and communicate to management
• Remain current on regulatory developments in collaboration with the Compliance department, and partner with Retail Credit team members to implement change to policy, product and processes as needed
• Serve as point of contact to retail sales team members for consumer credit regulatory inquiries and participate in special projects as needed or required

Additional Responsibilities

Qualifications

Education

Bachelor Degree or the equivalent experience. Specialty: Business or other applicable. (Required)

Experience

2 or more years Consumer Lending. (Required)

1 or more years Consumer Credit compliance. (Preferred)

Knowledge, Skills and Abilities

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.