Corporate Finance

One’s mission is simple - to help customers achieve financial progress. We’re doing this by creating simple solutions to help our customers save, spend, borrow, and grow their money – all in one place.

The U.S. consumer today deserves better. Millions of Americans today can’t access credit, build savings or wealth, and are left to manage their financial lives through multiple disconnected apps. Almost a quarter of U.S. adults are unbanked or underbanked and roughly 80% of fintech users rely on multiple accounts to manage their finances.

What makes us unique? We are backed by a preeminent fintech investor (Ribbit) and the world’s largest retailer (Walmart), maintain the speed and independence of a startup, and employ a strong (and growing) collection of world-class talent.

There’s never been a better moment to build a business that helps people achieve financial progress. Come build with us!

We are seeking a highly skilled professional to join our dynamic and fast-paced team at One. Reporting to the head of Corporate Finance, this role is crucial to supporting our General and Administrative (G&A) functions, providing high-impact analyses and actionable insights to our CFO and other senior leadership.

You will be responsible for planning, forecasting, and tracking expenses against budgets, while delivering reports that highlight actionable insights and enable informed decision-making. You will ensure reporting accuracy through cross-functional collaboration with Accounting and Procurement teams. You will partner with corporate functions, including Legal, People, Procurement, Engineering and Finance, ensuring alignment between operational and financial goals. A strong bias toward action and efficiency, an exceptional ability to manage and analyze financial data, and excellent financial modeling skills are required.

This role is responsible for:

• Financial Planning & Analysis: Leading the development of budgets and forecasts for G&A departments, including headcount, compensation, and vendor spend.

• Business Partnering: Serving as the financial partner to G&A functions, providing advice and support on financial decisions, strategies, and performance improvement initiatives.

• Expense Management: Tracking and analyzing expenses, ensuring alignment with approved budgets and identifying areas of cost efficiency.

• Financial Insights and Variance Analysis: Analyzing financial results, conducting detailed variance analyses, and communicating insights and recommendations to improve financial performance.

• Reporting and Analysis: Delivering regular and ad-hoc financial reports to the CFO and other senior G&A leads, providing insightful commentary on trends, risks, and opportunities.

• Consolidation and storytelling: Consolidating financial data into cohesive narratives, creating presentations and reports aimed at investors, highlighting key financial performance metrics, growth drivers, and strategic priorities.

• Cross-functional Collaboration: Working closely with other departments, including Accounting, to ensure financial data integrity and compliance.

• Financial Modeling: Developing and maintaining sophisticated financial models to support scenario analysis, long-term planning, and other strategic initiatives.

• Process Improvement: Continuously assessing and improving financial processes, driving efficiency and accuracy in reporting and forecasting.

• Bachelor’s degree in Finance, Accounting, Economics, or related field (MBA preferred)

• 7+ years of experience in investment banking, corporate finance, financial planning & analysis, or similar roles, preferably in a fast-paced fintech, consumer finance, or tech environment

• Proven experience providing financial insights to senior leadership

• Expert financial modeling skills with advanced proficiency in Excel/ GSheets (experience with financial modeling tools and ERP systems is a plus)

• Demonstrated ability to streamline and improve financial processes, with a bias for operational efficiency

• Strong collaboration and business partnering skills, experience working with G&A functions a plus

• Excellent communication and influencing skills with the ability to present complex data and financial concepts to non-financial stakeholders

• High attention to detail, strong organizational skills, and ability to manage multiple priorities in a deadline-driven environment

• Experience reporting to or working directly with a CFO or Head of FP&A

• The Triple H Factor: Hungry, Humble, Honest

• An act-like-an-owner mentality. We have a bias toward taking action and a fast-paced culture

The estimated annual base salary for this position ranges from $150,000 - $175,000. Pay is generally based upon the level, complexity, responsibility, and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience.  If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

In order to thoughtfully scale the company and avoid downstream inequities, we’ve adopted a flat titling structure at ONE. Though we may occasionally post a role externally with a prefix such as “Senior” to reflect the external level of the position, we do not use prefixes in titles like that internally unless in a position which manages a team. Internal titles typically include your specific functional responsibility, such as engineering, product management or sales, and often include additional descriptors to ensure clarity of role and placement within our organization (i.e. “Engineer, Platform”, “Sales, Business Development” or “Manager, Talent”). Employees are paid commensurate with their experience and the internal level within ONE.

Our teams collaborate remotely and in our work spaces in New York and Sacramento. 

• Competitive cash - we don’t discount based on location

• Benefits effective on day one 

• Early access to a high potential, high growth fintech

• Generous stock option packages in an early-stage startup

• Remote friendly (anywhere in the US) and office friendly

• Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave

• 401(k) plan with match

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact at [email protected].

In order to thoughtfully scale the company and avoid downstream inequities, we’ve adopted a flat titling structure at One. Though we may occasionally post a role externally with a prefix such as “Senior” to reflect the external level of the position, we do not use prefixes in titles like that internally unless in a position which manages a team. Internal titles typically include your specific functional responsibility, such as engineering, product management or sales, and often include additional descriptors to ensure clarity of role and placement within our organization (i.e. “Engineer, Platform”, “Sales, Business Development” or “Manager, Talent”). Employees are paid commensurate with their experience and the internal level within One.

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].