Data Analyst Payments Platform

Current is a leading US-based fintech company dedicated to empowering individuals to achieve their financial goals. We're committed to providing innovative and accessible financial solutions and data plays a crucial role in driving our success. We're looking for a talented and passionate Data Analyst to join our Payment and Platform team and help us leverage data to optimize our operations enhance our products and deliver exceptional customer experiences.

As a Data Analyst focusing on payments platform you will be instrumental in analyzing transactional data across various payment rails and money movement activities. Your contributions will drive efficiency uncover key insights and support the launch and optimization of new products. You'll work closely with product managers engineers and other stakeholders to translate business questions into actionable insights. Your work will directly influence key decisions related to our core platform banking products features and overall strategy of the company.

• Analyze large datasets to uncover trends patterns and improvement opportunities related to card transaction processing ACH and other money movement activities.
• Build and maintain dashboards and reports to track KPIs and deliver clear insights to stakeholders.
• Ensure accuracy integrity and monitoring of transactional data across the lifecycle supporting incident investigations and anomaly detection.
• Conduct discovery and deep-dive analyses to support data-driven decision-making.
• Partner with product managers and engineers to enable experimentation define success metrics feature rollouts and measure performance.
• Drive and support strategic initiatives such as new card program setups ACH modernization and bank/platform migrations.
• Deliver actionable insights to leadership on emerging trends and innovation opportunities.
• Perform ledger and ACH reconciliations identify discrepancies and support fund settlement processes across internal and partner systems.
• Conduct opportunity sizing analyses develop forecasting models and present data-driven insights to influence strategic decision-making.
• Collaborate with analytics and backend engineers to maintain data integrity accuracy and governance throughout analytics pipelines ensuring data is accessible accurate and of high quality.
• Support production analytics incidents and fraud response through participation in on-call rotations.

This role has a base salary range of $130000 - $175000. Compensation is determined based on experience skill level and qualifications which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary equity and comprehensive benefits.

• Bachelor's degree in a quantitative field such as Analytics Statistics Economics Computer Science or a related field.
• Experience as a data analyst for 3+ years ideally in B2C financial services or technology.
• Strong proficiency in SQL and experience working with MPP databases (e.g. Bigquery Snowflake Redshift etc).
• Proficient in utilizing data visualization tools like Tableau Looker or other similar platforms.
• Excellent analytical and problem-solving skills with a strong attention to detail.
• Ability to communicate complex data insights clearly and effectively to both technical and non-technical audiences.
• Strong business acumen and the ability to translate business questions into data analysis plans.
• Experience with A/B testing and experimental design.
• Working experience with SQL and Python for data analysis.

• Familiarity with the fintech industry and banking or payments domain is a plus.
• Experience with NoSQL databases such as MongoDB is a plus.
• Ability to thrive in a fast-paced collaborative environment.
• Exposure to dimensional modeling concepts to power meaningful analytics.
• Experience building data pipelines using dbt.
• Familiarity with machine learning techniques and predictive analytics is a plus.

What We Do

Current is a U.S. based consumer fintech and payments platform with over four million members and a mission to improve financial outcomes. It provides mobile banking services that give its members access to opportunities to improve their financial lives such as paychecks up to two days early up to 4% APY fee-free overdraft money management tools and insights fee-free ATMs no fee crypto trading a cash back rewards system and family banking.

Why Work With Us

We turn ideas into reality. We're leaders beyond our titles and experience. Focused on our rapid growth we're a social team with diverse backgrounds and perspectives that celebrates our successes together. At Current we all make an impact. Above all we’re committed to our mission and dedicated to being a part of building something great.

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