Deputy Compliance Officer

If you have fallen and risen if you have broken and fixed if you have dreamt and built then you have grit. Then we speak the same language. Welcome to the Wolfpack.

About CloudWalk:

We are one of the fastest growing fintechs on the planet. We kick ass. A unicorn with millions of happy customers a hardcore team and hundreds of millions in funding and revenue. But not your typical startup.

We build and learn fast and we want the hackers the artists the crafters - join the Wolfpack!

This position requires candidates to currently live in the United States and have valid work authorization. Please note that visa sponsorship is not available for this role.

CloudWalk is a leading provider of payment solutions empowering businesses through innovative technology and a seamless payment experience. We are expanding our operations in the United States and are looking for a Compliance Officer who will be responsible for ensuring that our business meets all regulatory requirements and maintains a culture of compliance.

As the Deputy Compliance Officer for CloudWalk you will ensure that our operations comply with local state and federal laws and industry regulations. You will be pivotal in helping our company maintain ethical integrity and legal standards providing guidance on compliance issues developing policies and designing compliance programs to mitigate risk.

Key Responsibilities:

• Develop implement and maintain compliance policies and procedures to ensure compliance with applicable regulations including anti-money laundering (AML) and consumer protection laws.

• Implement compliance and risk management frameworks tailored to U.S. financial services aligning with federal and state regulations and industry standards.

• Conduct continuous risk assessments and update internal controls to identify areas of vulnerability and non-compliance.

• Oversee the preparation and submission of required money transmission licenses and regulatory applications managing all phases until final approval when necessary.

• Monitor regulatory developments and ensure that the company’s policies adapt to changes in regulatory requirements.

• Conduct compliance risk assessments and support internal audits to identify areas of risk.

• Serve as the primary point of contact for regulators and auditors responding to inquiries and overseeing regulatory filings and coordinating audit preparations and remediations.

• Lead training initiatives to educate employees on regulatory compliance standards and ethical business practices enhancing a culture of compliance across the organization.

• Collaborate with cross-functional teams including AML legal risk and product development to embed compliance into all aspects of CloudWalk’s business.

• Investigate and respond to potential compliance issues recommending corrective actions when necessary  and implementing an incident response plan.

• Define and monitor compliance performance metrics (KPIs) providing regular reports to senior leadership and stakeholders.

• Establish and maintain partnerships with key compliance stakeholders across CloudWalk's partner network ensuring regulatory alignment and risk mitigation.

• Leverage AI-driven compliance agents and advanced automation tools to streamline daily compliance monitoring reporting and remediation processes.

• Stay up-to-date with state-of-the-art AI models and machine learning techniques to enhance compliance analytics improve risk detection and minimize human error.

• Utilize cutting-edge technological solutions to automate and optimize compliance workflows ensuring efficient tracking of regulatory changes and swift implementation of corrective measures.

• Demonstrate a passion for technology innovation and the continuous improvement of compliance frameworks through enhanced automation and data-driven decision-making.

Qualifications:

• 5+ years of experience in compliance preferably in the payments or fintech industry with experience in scaling compliance frameworks for U.S. business operations.

• Deep knowledge of U.S regulatory requirements including AML OFAC BSA and consumer protection regulations as well as licensing requirements for financial businesses.

• Strong analytical skills with an ability to assess complex compliance issues and implement effective solutions.

• Excellent interpersonal and communication skills with the ability to work with stakeholders across all levels of the organization.

• Proficiency in compliance management software and tools aiding in process automation and monitoring.

• Proven experience or familiarity with AI agents and data-driven models used for compliance process optimization.

• Certified Regulatory Compliance Manager (CRCM) Certified Anti-Money Laundering Specialist (CAMS) or similar certification preferred.

Why CloudWalk?

• Be part of a dynamic and fast-growing fintech company.

• Work remotely with a diverse and talented global team.

• Competitive salary and benefits package.

• Opportunity to make an impact on financial inclusion and shape the future of payments in the USA.

• Join a forward-thinking environment that values cutting-edge technology encourages innovation and supports continuous process automation.

We are not expecting candidates to have expertise across all of these areas. We will gladly help you bridge the gaps.

As a member of a fully remote and distributed team you are expected to complete tasks autonomously being highly collaborative and self-driven.

Diversity and Inclusion

We believe in social inclusion respect and appreciation of all people. We promote a welcoming work environment where each CloudWalker can be authentic regardless of gender ethnicity race religion sexuality mobility disability or education.