Director, Compliance Management Systems

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Position Summary:

The US base salary range for this full-time position is $175,000 - $220,000 + equity + benefits. Our salary ranges are determined by role, level, and location.

This is a remote position.

About this Role:

We are seeking a dynamic and strategic Director of Compliance Management Systems to join our company. In this pivotal role, you will lead the development and implementation of our compliance risk management system that is risk focused and aligns with our business objectives and regulatory requirements. You will work closely with executive leadership to identify, assess, and mitigate potential compliance risks to ensure the stability and growth of our innovative financial solutions. This position requires a proactive approach to risk management, exceptional analytical skills, and the ability to communicate complex risk concepts to diverse stakeholders.

Responsibilities:

• Develop and implement comprehensive compliance risk management strategies and frameworks tailored to EarnIn’s risk profile.
• Identify, assess, and prioritize potential risks to the organization, including financial, operational, and strategic risks.
• Work with first line risk managers to implement a compliance management system.
• Collaborate with cross-functional teams to integrate compliance risk management practices into business processes and decision-making.
• Monitor and analyze emerging compliance risks, industry trends, and regulatory changes to ensure proactive risk mitigation.
• Prepare and present compliance risk reports to executive leadership and provide insights and recommendations.
• Develop and manage a team of compliance professionals, fostering a high-performance culture.
• Continuously improve compliance risk management processes and tools to enhance efficiency and effectiveness.

Qualifications:

• Bachelor’s degree in a related field or commensurate work experience.
• Juris Doctor (JD) preferred (not required) 
• Minimum of 10 years of experience in risk management, preferably within the FinTech or financial services industry.
• Proven track record of developing and implementing successful compliance  management systems including but not limited to; policy and procedure writing, risk based monitoring and testing function, and development of the compliance risk assessment.
• Strong understanding of regulatory requirements and industry best practices related to compliance risk management.
• Excellent analytical and problem-solving skills, with the ability to interpret legal guidance and translate the guidance into control environments.
• Exceptional communication and presentation skills, with the ability to convey compliance risk concepts to audiences who are not compliance professionals.
• Relevant professional designations preferred but not required; (e.g CRCM, CIA, CPA etc.) 
• Understanding of relevant industry regulations, handbooks, bulletins, supervisory letters,  (e.g., OCC Handbook; Compliance Management Systems, FRB SR-08-8, etc.)

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.