Director of Fraud Strategy
Job Description
Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.
We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.
Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit.
We celebrate diversity and are committed to creating an inclusive environment for all employees. To that end, we seek to recruit, develop and retain the most talented people from a diverse candidate pool.
About the Role
As the Director of Credit Card Fraud Strategy, you will manage the credit policies and strategies to minimize fraud losses across our lending products.
- Develop, Implement, and monitor strategies spanning the credit card fraud ecosystem, including:
- Transactional Fraud
- Payment Fraud
- Account Fraud (Synthetic and ATO)
- Work across the organization to achieve these results
- Incorporate alternative data vendors to ensure we have best in class data and analytics platforms
- Oversee development of predictive and statistical models to enhance implementation of card strategies
- Build and manage the fraud mitigation roadmap.
- Assist our compliance function in implementation of BSA/AML program
Requirements
- Bachelor’s degree in Statistics, Finance, Economics or related analytical discipline and/or extensive industry experience. (Master’s Preferred)
- Firm background and experience in portfolio analytics, adaptive control strategies (including Champion/Challenger testing), SQL programming, Analytic Tools (SAS, R, or Python), project management, test design and execution
- 8-12 years of analytics experience, with at least 5 years of direct experience managing consumer credit card
- Familiarity with using internal, bureau and alternative data sources to build and maintain strategies
- Solid understanding of credit card financials (P&L) including levers that impact results
Preferred Requirements
- Master’s Degree in Statistics, Finance, Economics or related analytical discipline
- Strong knowledge of laws and regulations (e.g., Reg Z, UDAAP) for the card industry
- Experience developing and delivering an annual plan and multi-year roadmaps for product investments to reduce fraud loss
- Strong, proven cross-functional partnering skills to deliver complex projects, goals, or investments
- Thought leadership – understanding strategy/vision to execution and delivering business value through credit card lifecycle
- Experience with Visa & Visa DPS
We have the compensation and benefits you expect. But there's one thing that Self Financial can offer that many startups cannot: we can positively change the world, while making a profit. We are a team of Builders, empowering our customers to build their dreams. We have a Do the Right Thing ethos in all that we do, and we hope you value that approach, too.Â
Our perks include:
- Company Equity in the form of RSUs
- Quarterly performance-based bonuses
- Generous employer-paid health, vision and dental insurance coverage
- Flexible vacation policy
- Educational assistance
- Free gym membership
- Casual dress code
- Team building events and activities
- Remote work arrangements/ flexible work schedule
- Paid parental leaveÂ
Self Financial requires all employees hired to successfully pass a background check.
We are an Equal Opportunity Employer.
Date Posted
08/10/2022
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5
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