Director, Risk Management-Remote

Auto req ID: 22737

Title: Director, Risk Management-Remote

Job Function: Risk Management

Location: Remote

Company: Harley-Davidson Financial Services

Full or Part-Time: Full Time

Harley-Davidson Financial Services (HDFS), a wholly-owned subsidiary of Harley-Davidson, Inc., offers a wide range of financial products and services to motorcycle enthusiasts and Harley-Davidson dealerships. Products available to consumers include financing on motorcycles, MotorClothes™, and parts and accessories; cycle insurance; and extended service plans for Harley-Davidson® motorcycles.

You'll play a pivotal role in helping us create the company we want to be. And for our employees and H-D community it's done through being fair, honest, positive and creative. This isn't just any company. And yours isn't just any career. It's part of your story. Ride with us and make it legendary.

We maximize employee flexibility and well-being through a virtual mindset that supports our highly distributed, global workforce. We take an outcome-focused, people-centered approach to winning, including welcoming the best talent - wherever they may be.

This remote role is not tightly linked to a physical location and provides flexibility in where, when and how you accomplish your work. Remote employees are expected to have a dedicated, quiet and distraction-free work space and an internet connection that's sufficient for completing their job remotely.

Job Summary

The Risk Management Director is a leadership role focused on the design, development, guidance and validation of risk and pricing strategies and advanced statistical models used in one or more practices and/or areas across the Company, such as underwriting, collections, loss mitigation, credit pricing, marketing, customer relationship management (CRM) analytics, and/or strategic portfolio risk. Coordinate with key leadership to integrate models into existing strategies and work with operational and risk partners to identify future opportunities. May lead a team of professionals in the areas of artificial intelligence and advanced analytics.

Job Responsibilities

• Develop strategic plans to create and maintain forecast models with various strategy teams across the enterprise, to identify opportunities to maximize revenues and minimize losses. Review and evaluate economic trends and incorporate those trends into forecasting models as appropriate. Defines the data requirements for capturing model characteristics across multiple environments.
• Oversee the design, development and validation of custom application, custom behavior, and key business scorecards. Supports implementation and maintenance of scorecards across the business. Recommends new scorecards, technologies, and utilization. Provides independent scorecard validation and monitoring of scorecard effectiveness on a scheduled basis.
• Loan Committee Chair, responsible for ensuring Eaglemark Savings Bank Policies related to Loan Originations and Servicing are maintained and appropriately reflect current risk appetite, comply with all banking and financial services regulations and standards.
• Responsible for keeping the Executive Leadership team informed, by providing insights to portfolio performance and creating and leading presentations about portfolio trends; works with key business leaders to develop content of Risk and Pricing Committee, recommending changes to programs and pricing to facilitate profitable growth while managing risk within acceptable levels.
• Partners with Retail Operations leadership to set proper collections and risk mitigation strategies, departmental targets, and incentives, as well as process analysis and design leadership, and servicing system enhancements that promote continuous improvement towards achieving company profitability and loss objectives.
• Directs the development of predictive Loss Forecasting methodology including multiple forecasting methods to support budgeting, forecasting, reserve setting, pricing and deal structuring capabilities.
• Review performance of implemented plans and models and the effect of expansion to other areas such as Pricing, Marketing, Protection Products, Bike Value Modeling, Commercial or Dealer Network evaluation.

Education Requirements

Bachelor's Degree Required

Education Specifications

• Bachelor's Degree in quantitative discipline such as Mathematics, Economics, Statistics, Finance or related area
• Master's Degree or MBA Preferred

Experience Requirements

• Typically requires a minimum of 12 years related experience. Minimum of 5 years of management experience.
• A performance-oriented, resourceful, and decisive individual; team player as well as team leader, with track record of leading Risk organization and cross-functional teams to successful execution with Credit/Risk/Modeling experience in financial services industry.
• Must display exceptional leadership and professional management skills with proven ability to achieve superior results in a management role.
• Must have a leadership style that encourages collaboration, cooperation, and teamwork with the ability to motivate others. Can foster team collaboration through clear objectives, processes, and measurements.
• Experienced Risk leader who knows how to evaluate consumer credit risks, and lead development and implementation of strategies for use of scoring techniques, decision rules, and tools to include strong database and/or statistical SAS programming knowledge; experience with artificial intelligence is a plus.
• Ability to manage multiple tasks of varying difficulty, within competing and at times changing priorities

Harley-Davidson is an equal opportunity employer that continues to build a culture of inclusion, belonging and equity through our commitment to attracting and retaining diverse talent from all backgrounds, without regard to race, color, religion, sex, sexual orientation, national origin, gender identity, age, disability, veteran status or any other characteristic protected by law. We believe in fairness and providing a level playing field for all. We foster a culture that thrives on diverse perspectives and contributions to ignite the creativity and innovation to fuel our business and enhance the employee and customer experience.

The pay range shown represents the national average pay range for this role. Your pay may be more or less than the stated range and is dependent on your geographic location and level of experience.

We offer an inclusive compensation package for all full-time salaried employees including, but not limited to, annual bonus programs, health insurance benefits, a 401k program, onsite fitness centers and employee stores, employee discounts on products and accessories, and more. Learn more about Harley-Davidson here .

Applicants must be currently authorized to work in the United States.

Direct Reports: Yes

Travel Required: 0 - 10%

Pay Range: $145,300.00 - $232,500.00

Visa Sponsorship: This position is not eligible for visa sponsorship

Relocation: This position is not eligible for relocation assistance

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