Enterprise Compliance & Ethics Director

Enterprise Compliance & Ethics Director

• Oversee all ongoing activities related to the development, implementation, maintenance of, and adherence to the organization's compliance programs, policies, standards and procedures
• Help ensure compliance with federal and state statues and regulation pertinent to all company jurisdictions
• Serve as a company resource on regulatory matters and information, and privacy resource to the Chief Privacy Officer
• Develop and/or provide guidance and assists in the identification, implementation, and maintenance of organization's compliance programs, policies, standards and procedures
• Perform initial and periodic compliance risk assessments, testing validations, and conducts related ongoing compliance monitoring activities
• Work with legal counsel and management, key departments, and committees to help ensure the organization has and maintains appropriate compliance practices and materials reflecting current organization and legal practices and requirements
• Work closely with executives in compliance and the business Areas, and Third Party Administrators (TPAs) to address any compliance deficiencies
• Lead the analysis and subsequent communication of legislative changes in regulatory compliance
• Analyze and respond to regulatory compliance questions from all levels of company
• Develop creative solutions to product issues with the objective of maximizing opportunities for profitability and minimizing compliance risk
• Participate in developing, implementing, and maintaining the enterprise compliance program, including activities to educate and communicate the importance of compliance best practices
• Represent Horace Mann and works collaboratively with the Chief Compliance Officer and with compliance staff in all Horace Mann locations, as assigned
• Research and recommend response(s) to various issues of potential regulatory non-compliance, including but not limited to, privacy; fraud; AML/OFAC and record retention findings
• Direct responses to all regulatory complaints, inquiries and investigations originating from state and federal regulatory authorities
• Coordinate responses for corporate reports and inquiries and exams to state regulatory authorities
• Provide compliance perspective in the product form drafting and contract filing, negotiation, and approval process for insurance or financial services products
• Review applications, authorizations, advertising materials and other forms as requested for compliance with federal and state statutes and regulations
• Provide compliance expertise in the development and implementation of new and enhanced policy form filing language to support new lines of business and marketing needs
• Provide onboarding and ongoing training to company staff in response to new and existing legislation as requested or as needed to help ensure compliance
• Initiate, facilitate, and promote activities to help foster compliance awareness with company and related entities
• Report, exchange information, and provide assistance to local, state and federal authorities in the detection, investigation and prosecution of suspected fraudulent activities

Additional Information

• Hybrid work arrangement
• Periodic travel may be required

Job Requirements:

• Bachelor's degree or relevant experience commensurate in insurance and regulatory environment required
• Professional Certifications preferred (CIPP, CCEP, CAMS, CFE)
• Minimum of 7 years of progressively responsible professional experience in regulatory compliance matters relating to Property & Casualty, Life, and/or Supplemental insurance coverage
• Strong oral and written communication skills
• Advance knowledge of insurance laws and regulations
• Knowledge in privacy and breach laws, access, and release of information
• Strong ability to collaborate, influence and resolve conflict
• Ability to work independently and perform strategic and tactical level tasks
• Experience with developing frameworks and compliance related programs
• Understand and apply risk-based approach concepts

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