FBL Analyst II

Who We Are

BankUnited (NYSE: BKU) is a national bank headquartered in Miami Lakes, Florida with banking centers in Florida, the New York metropolitan area, Dallas and Atlanta. BankUnited has two subsidiaries, Pinnacle Public Finance headquartered in Scottsdale, Arizona and Bridge Funding Group headquartered in Hunt Valley, Maryland. We pride ourselves on our entrepreneurial and collaborative culture encompassing the best minds, the brightest talent and the boldest decision makers.

BankUnited is honored to announce that we have been included on the Newsweek and Statista America's Most Trusted Companies Award List!

BankUnited has been recognized by Newsweek for two outstanding awards in 2023 as one of America's Greatest Workplaces and as one of America's Greatest Workplaces for Job Starters, which acknowledges our commitment to creating an exceptional workplace.

Our Culture

At BankUnited, we foster a diverse and inclusive environment where all employees have the opportunity to advance, grow and achieve their goals. Our rally cry is to GO FOR MORE™, a call to action to go above and beyond to provide the best customer experience to every client and to GO FOR MORE in your career.

Why BankUnited

Working for BankUnited offers you exciting challenges and opportunities to advance your professional development, while empowering you to deliver and be your best. We are happy to report the average tenure according to LinkedIn insights is 8.3 years. We strive to provide a competitive benefits plan to our employees and are proud to have been nationally ranked #1 as one of the 2023 Healthiest 100 Workplaces in America by Springbuk and awarded HEALTHIEST EMPLOYER by the South Florida Business Journal since 2020.

As a company, we believe we are only as successful as our people and are committed to providing training and innovative resources that prepare you to reach your full potential. That's why in addition to tuition reimbursement, we provide our employees with exciting career coaching, courses and training through our own GO FOR MORE™ Academy and mentoring opportunities through our iCARE™ (Inclusive Community of Advocacy, Respect and Equality) program.

At BankUnited, we strive to provide our employees with a work life balance. Specifically, retail branches operate 5 days a week Monday - Friday, excluding evening and/or weekend hours. For many of our positions, we offer a hybrid work environment, as well as a remote work environment for designated positions.

If you thrive in a fast-paced collaborative work environment, Apply Now and start your journey with BankUnited today!

Job Description

SUMMARY: This position primarily analyzes reports and certificates received from borrowers and third parties, in order to assess appropriate levels of borrowing for commercial loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.

• Maintains physical possession of original warehousing mortgages and floor plan titles.
• Analyzes borrowing base certificates in comparison to trade asset reports from borrowers to assess appropriate levels of borrowing under revolving lines of credit.
• Values various types of collateral pools to assess appropriate levels of borrowing for certain commercial loans.
• Ensures EXIM Bank and private insurance loans are maintained according to the respective agreements.
• Interacts with borrowers to provide appropriate levels of training, related to asset reporting.
• Provides guidance to junior analysts, relationship managers and credit products officers during the underwriting process for FBL and EXIM deals.
• Prepares and distributes regular status reports on Asset Based Lending.
• Manages cash collateral and locked-box accounts if applicable.
• Reviews and analyzes third party field audits reports.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

EDUCATION

HS Diploma GED or equivalent required, bachelor's degree preferred.

EXPERIENCE

• 1 - 3 years' experience as an asset-based lending collateral analyst required.

KNOWLEDGE, SKILLS AND ABILITIES

• Thorough knowledge or floor planning, mortgage warehousing, and Ex-Im Bank and other Credit Insured loans, in addition to standard FBL loans, is required. Knowledge/practice of Stucky Automated System or equivalent.

#GoForMore