Financial Crimes and Supportability Policy - Advisory Lead

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The Financial Crimes and Supportability (FCS) team at Stripe serves to protect Stripe and its users from crime. Our people play an important role in combating financial crime across a global footprint and enabling Stripe to responsibly increase the GDP of the internet. As dependable partners for our users business teams financial partners and regulators the global FCS team works as a cohesive whole to manage and mitigate financial crime risks and consistently exceed expectations. We are a deeply caring group of professionals slightly obsessed with our tradecraft dedicated to protecting our users and the financial ecosystem from crime and committed to our work lives and hobbies with equal passion.

What you’ll do

As an Financial Crimes and Supportability Policy Advisory Lead you help protect Stripe and its users from crime by monitoring and analyzing new regulations and industry advisories that may impact Stripe’s policies and developing and implementing appropriate policies to address these changes. You will also oversee the creation of risk-based policies across the Financial Crimes and Supportability program. You will collaborate with cross-functional teams to develop and implement organization-wide policy initiatives ensuring consistent application and adherence to these policies across the organization. Additionally you will establish risk-based policy frameworks to create global standards while partnering with regional teams to meet local expectations and enable business growth. You will also engage with industry associations regulatory bodies and policymakers to stay informed on emerging trends and best practices and represent the organization in policy-related discussions contributing to the development of industry standards and regulations.

You’ll help to turn our vision for the future of financial crimes compliance into reality by relentlessly cultivating the application of risk-based best practices for policies processes and procedures not just within our team but consistently across Stripe.

We are looking for an energetic and seasoned financial crime professional looking to help Stripe’s Financial Crimes and Supportability Policy function as it keeps pace with Stripe’s increasing global footprint and product expansions.  The successful candidate will be experienced in navigating nuanced and complex problems with a pragmatic risk-based and solutions-oriented mindset.  A senior financial crimes compliance expert the successful applicant should also be passionate about the importance of intentional and well-designed policy structures to unlock practical and innovative solutions while carefully balancing regulatory and financial partner considerations. We are looking for someone who is prepared to roll up their sleeves and join the rest of the Financial Crimes and Supportability Policy team to get “stuck in” as part of the broader team’s activities. Stripe is both a technology company and a financial services company and you will need to be comfortable straddling both of those worlds every day. The right person for the role will enjoy dealing with that puzzle seeking creative solutions and moving quickly often in the face of ambiguity.

Responsibilities

• Monitor and analyze new regulations industry advisories and illicit finance and/or risk typologies that may impact Stripe’s policies and develop and implement appropriate policies to address these changes.

• Oversee the creation of risk-based policies across the Financial Crimes and Supportability program including global financial crimes controls and product policies.

• Establish risk-based policy frameworks which create global standards while partnering with regional teams to meet local expectations and enable business growth.

• Leverage expertise about industry standards best practices and regulatory requirements to set consistent and defensible policy guidelines for Stripe’s products customers and processes and controls.

• Collaborate with cross-functional teams to develop and implement organization-wide policy initiatives.

• Ensure consistent application and adherence to these policies across the organization.

• Engage with industry associations regulatory bodies and policymakers to stay informed on emerging trends and best practices.

• Represent the organization in policy-related discussions and contribute to the development of industry standards and regulations.

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements you are encouraged to apply. The preferred qualifications are a bonus not a requirement.

Minimum requirements

• 5 years experience at working on KYC/CIP/onboarding Due Diligence AML sanctions policies at a financial institution multinational corporation or other similar large organization.

• Extensive relevant experience designing tailored risk management policies and frameworks including crafting standards based on industry best practices and regulatory guidance

• Demonstrated experience in strategic change and growth of a complex Financial Crimes program

• Effective relationship building with product and sales professionals to enable safe and rapid growth

• Strong desire to innovate and improve financial crime compliance effectiveness at a systemic level

• Experience in juggling numerous aspects of an AML/CTF/sanctions compliance program

• Ability to work efficiently and independently in a fast-paced high-volume environment

• Ability to work cross-functionally with internal stakeholders

• An effective and relatable “culture of compliance” mentality

• Demonstrated talent for strong written and verbal communications including translating complex legal or regulatory vernacular into layman’s terms

Preferred qualifications

• Payments or FinTech experience

• Demonstrable experience in another financial crimes subject matter area

• A JD or equivalent legal degree