Financial Intel-Spec-Comp

• Researches and analyzes account records and reports to detect transactions that involve potential structuring, money laundering or a risk to the Bank.
• Prepares a Suspicious Activity Report of the activity identified as suspicious or unusual and the responsible person and/or entity and maintains records of reported activity as required under the Bank Secrecy Act.
• Makes recommendations regarding the closing of accounts or other actions that may be necessary to mitigate the risk to the Bank.
• Submits completed file to designated colleague for final sign off. Submits SARs to FinCEN within established timeframe.
• Establishes and maintains case files and obtains required documentation.
• Monitors and follows up on open cases.
• Obtains Know Your Customer memos as needed.
• Prepares summary reports.
• Acts as liaison with other areas of the Bank and federal agencies as needed.
• Attends internal and external meetings, seminars, workshops, etc. to expand professional expertise.
• Partners with business units to remediate compliance findings identified in internal and external examinations.
• Identifies and addresses compliance training needs by partnering with business areas and Compliance Training Manager.
• Integrates activities with other departments to accomplish common goals.
• Maintains up-to-date knowledge of Bank policies, procedures and industry best practices.

Must-Have*

• Minimum of 3 years of experience in Banking Services, branch operations, risk management or related function
• Minimum of 2 years of BSA/AML experience.
• Minimum of 2 years of experience using Microsoft Office.

Skills and Knowledge

• College degree preferred.
• Working knowledge of banking operations, government regulations, accounting principles and account reconcilement.
• Knowledge and understanding of federal regulations pertaining to the Bank Secrecy Act required.
• Excellent problem solving and analytical skills required.
• Good verbal and written communication skills required to interact with all levels of Bank personnel and outside contacts.
• Analytical skills, solid understanding of deposit and loan transactions.
• Use of good judgment, attention to detail, internet savvy.
• Good knowledge of Bank Secrecy Act and USA PATRIOT acts.