Fraud Investigator

Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.
Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years)
• Competitive pay and discretionary or incentive bonus eligible
• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
• Family-friendly work hours
• Promote from within culture

Why join this team?

• We hold ourselves accountable to high standards, share wins, operate ethically, and have fun
• Robust training budget and ample opportunity to achieve professional certifications
• Hybrid working environment

Position Summary
The Fraud Investigator will monitor and investigate suspicious activity from multiple sources to control the risk of fraud losses for the Wintrust Financial Corporation. The Fraud Investigator will review available information and communicate regularly with the banks to minimize exposure, recovery of funds, and report fraud activity. All job duties will be completed in accordance with policies, procedures, applicable Federal regulations and SLA agreements under the principles of the Operations Mission Statement.
What You'll Do On a Daily Basis

• Investigate incoming fraud case referrals related to (Check, Deposit, ACH, P2P, B2B, Wires, Loan and internal employee misconduct) a daily basis
• Investigate fraudulent new account applications
• Monitor branch fraud reports and perform extra due diligence on accounts to control risk to the bank.
• Review any other unusual account activity as warranted
• Ability to move between workloads and fraud typologies
• Review and complete detailed reports on fraud and investigative issues while providing guidance to Executive Leadership when appropriate
• Support other teams in the Information Security, Security, and Fraud departments
• SAR filing

Qualifications

• High School Diploma or equivalent
• 2+ years' experience in fraud, loss prevention, BSA-AML, banking or compliance risk management.
• Proficient with case management systems (Verafin, Actimize, Falcon, ACI Proactive Risk Manager etc).
• Experience with SAR Filing and/or AML/BSA Investigations in a financial institution setting.
• Experience in the oversight of collecting evidence, preparing reports and interviewing witnesses
• Problem solving and analytical skills, i.e. the ability to systematically think through the implications of problems to arrive at sound solutions
• Experience in financial fraud investigations and prosecutions
• Excellent verbal and written communications skills
• Proficient in computer skills including Microsoft Word, Excel, Outlook, and other Office programs
• Ability use keyboard and numeric keypad proficiently

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.