Head of Enterprise Risk Management

About the Company

Rain makes the next generation of payments possible across the globe. We’re a lean and mighty team of passionate builders and veteran founders. Our infrastructure makes stablecoins usable in the real-world by powering card transactions cross-border payments B2B purchases remittances and more. We partner with fintechs neobanks and institutions to help them launch solutions that are global inclusive and efficient. You will have the opportunity to deliver massive impact at a hypergrowth company that is funded by some of the top investors in fintech crypto and SaaS including Sapphire Ventures Norwest Galaxy Ventures Lightspeed Khosla and several more. If you’re curious bold and excited to help shape a borderless financial future we’d love to talk.

Our Ethos

We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

About the Team

You will provide oversight of all aspects of an ERM program including but not limited to model risk management third party risk management operational risk management operational resiliency and physical security. This position ensures the identification measurement monitoring reporting and prioritization of risks faced by Rain.

What you’ll do

• Develop implement and refine ERM frameworks policies procedures and governance structures aligned with regulatory guidelines.

• Oversee risk assessments and RCSAs ensuring that all relevant risks are identified and assessed and that appropriate controls are in place to mitigate them.

• Provide oversight of ERM programs related to model risk third party risk operational risk business continuity/disaster recovery policy management and physical security.

• Establish key risk indicators (KRIs) risk appetite statements and enterprise risk registers to enhance risk transparency and accountability Provide periodic updates to senior leadership and the board of directors on the Bank's risk profile across risk types individually and in the aggregate and on risk management activities.

• Provide insights and recommendations to senior leadership and the board of directors on risk-related matters enabling informed decision-making and effective risk management strategies.

• Work with the Chief Risk Officer to set agendas for Enterprise Risk Management Committee meetings.

• Participate in governance committees and ensure responsiveness of ERMC packages to set agendas.

• Author and manage the Enterprise Risk Management Policy and Program standards and procedures.

• Foster a risk-aware culture by developing risk training programs tools and awareness initiatives across the organization as needed.

• Monitor emerging risks regulatory changes and industry trends to proactively adapt risk management strategies.

• Participate in and prepare for regulatory examinations and internal audits and assist in preparing responses to exams and audits.

• Provide support in in other risk management programs and responsibilities as needed including other duties as assigned.

• Performs other duties as assigned.

• Complies with all policies and standard.

You are likely to succeed if you have:

• Bachelor’s Degree in Arts/Sciences (BA/BS) Accounting business management finance or related field

• 12 years in Enterprise Risk Management within the Financial Services industry

• 5 years as the senior leader of ERM in a $5 billion+ asset size publicly traded financial institution.

• Relevant industry certifications (CPA CIA etc.)

• Ability to understand and manage complex business projects concurrently with a wide range of stakeholders

• Strong executive presence and comfort presenting information to large groups across multiple levels

• Excellent writing skills oral communication and interpersonal skills with ability to put technical terms into business communication for non-technical professionals or to present recommendations to senior management. The position requires interaction with various levels of internal staff and management

• Strong leadership skills including the ability to manage projects build teams and lead change

• Ability to use MS Office tools for analysis and report writing

• Ability to utilize technology and systems to advance program initiatives

Unlimited time off 🌴Unlimited vacation can be daunting so we require Rainmakers to take 10 days minimum for themselves.

Flexible working ☕ We support a flexible workplace if you feel comfortable at home please work from home. If you’d like to work with others in an office feel free to come in. We want everyone to be able to work in the environment in which they are their most confident and productive selves. New Rainmakers will have a stipend to create a comfortable atmosphere at home.

Easy to access benefits 🧠For US Rainmakers we offer comprehensive health dental and vision plans for you and your dependents as well as a 100% company subsidized life insurance plan.

Retirement goals💡Plan for the future with confidence. We offer a 401(k) with a 4% company match.

Equity plan 📦 We offer every Rainmakers an equity option plan so we can all can benefit from our success.

Rain Cards 🌧️ We want Rainmakers to be knowledgeable about our core products and services. To support this mission we issue a card for our team to utilize the card for testing.

Health and Wellness 📚 High performance begins from within. Rainmakers are welcome to use their card for eligible health and wellness spending like gym memberships/fitness classes massages acupuncture - whatever recharges you!

Team summits ✨ Summits play an important role at Rain! Time spent together helps us get to know each other strengthen our relationships and build a common destiny. Expect team and company offsites both domestically and internationally.

What We Do

Our technology makes it easy for companies—from fast-growing startups to global fintechs—to integrate stablecoins into their products platforms and payment flows. Whether they’re launching a credit card program enabling cross-border payments or embedding wallets Rain builds the tools to do it fast flexibly and compliantly. We’re built for the next generation of global finance. Our infrastructure combines the stability of trusted payment networks with the power of Web3—multi-chain support 7-day-a-week settlement and seamless stablecoin interoperability. We help companies unlock real-world use cases for digital assets without the regulatory headaches or crypto complexity. Rain is a Visa Principal Member and is trusted by over 130 organizations worldwide. We’ve processed hundreds of millions of dollars in transactions across 150+ countries—and we’re just getting started. If you’re excited about building the future of payments we’re always looking for more Rainmakers to help us make money move—instantly globally and securely.

Why Work With Us

Rain is building frontier fintech at a moment of real regulatory clarity which has unlocked a massive new market for stablecoins. Backed by top institutional and crypto-native investors we’re a lean team with a big mission. All Rainmakers take on real ownership tackle complex problems and have fun doing it.

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