Insurance Advisor

Who are we?

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 15,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Established in 1997, SPF Private Clients has been operating at the top end of financial services for 26 years. Historically the company has largely relied on organic growth, however following acquisition by Howden in August 2022 the company is seeking accelerated growth and is looking to expand our Personal lines Insurance team.

As an Insurance Advisor within our renewals team, you will be responsible for looking after your own book of business and managing client renewals. As part of our growing team, you will be responsible for delivering excellent client service and building internal and external relationships. You will have extensive knowledge of the insurance market and how to best adapt to the needs of the clients.

Please note this is a full-time, permanent opportunity based in our office on Gracechurch Street.

Role Responsibilities:

• Conduct thorough client assessments to understand their insurance needs, risk tolerance, and coverage preferences.

• Collaborate with underwriters/account handlers/brokers to design customized insurance packages tailored to meet the unique requirements of high net worth individuals.

• Source insurance quotes from multiple carriers and negotiate terms to secure competitive rates and comprehensive coverage for clients.

• Educate clients on various personal lines insurance products, explaining coverage options, policy terms, and exclusions in a clear and concise manner.

• Prepare and present insurance proposals to clients, highlighting key features, benefits, and pricing details.

• Process insurance applications, ensuring all necessary documentation is completed accurately and submitted to underwriters in a timely manner.

• Facilitate policy issuance and coordinate with carriers to ensure seamless onboarding of new clients.

• Provide ongoing support to clients, addressing inquiries, policy changes, and claims assistance promptly and professionally.

Role Requirements:

• Strong understanding of personal lines insurance products gained from a similar insurance role (home/property is essential, motor and valuable articles insurance is a bonus).

• Excellent communication and interpersonal skills, with the ability to build rapport and establish trust with high net worth clients.

• Proficiency in Microsoft Office products (Word, PowerPoint, Excel, Teams).

Who we’re looking for

At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other, in the small everyday moments and the bigger challenges

• We are determined to make a positive difference, at work and beyond

What do we offer in return?

A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges.

And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives.

Diversity and Inclusion

At Howden, we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

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