Junior Financial Crime Specialist

The Role:

We are looking for a Financial Crime Specialist to join our existing team as the business scales globally. You will support the Financial Crime Team to review high risk and suspicious activity, making decisions that have a big impact on our customers and our business.

We place a huge emphasis on continual learning and have created an environment where this is possible every day. Internal mobility is important to us and our goal is to help every employee realize their aspirations. Why not check out what you need to do to progress in this role at Capital on Tap here!

What you’ll be doing:

• Conducting money laundering and fraud assessments using in-house systems, open source investigations, and our real-time third party tools to help protect the business
  
• Conduct KYC and KYB checks as part of our customer due diligence requirements
  
• Review of PEPs/Sanction/Adverse Media hits identified through our third party tool to make sure we know which customers present a higher risk to the business
  
• Review of rule trips or red flags on new applications
  
• Review our AML controls to ensure they keep on track with current trends, and identify where there are any gaps
  
• Assist in training junior members of the team, and sharing FinCrime knowledge across the business
  
• First point of contact for referrals regarding suspicions, 3rd party and onboarding concerns or rule trips on a customer account
  
• Identify new trends as the first line of defense on accounts to support the team with building new rules and controls where required
  
• Sound judgement and confidence to make independent decisions on potential fraudulent activity or PEP/Sanction matches
  
• Ability to assess referred cases to ensure minimal inconvenience to the customer while preventing monetary and reputational loss to the company

What we are looking for: 

• Experience in making independent risk-based judgements AML investigations in an operational role working on accounts and liaising with customers directly. Able to communicate your decisions to internal members and customers
  
• Confidence in asking questions and suggesting improvements where you see them.
  
• An interest in Financial Crime and a willingness to learn the regulatory landscape and criminal techniques in more detail
  
• A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment

• 90% of Healthcare premiums paid by us!
• 401k match - 100% match to 3% and then 50% to 5%
• 20 days PTO
• Excellent progression and opportunity to grow and develop – we give every employee $1,250 a year to grow their skills outside the company
• Chance to work for a growing organization.  
• Generous anniversary rewards
• Snacks provided!
• Capital on Tap Career Progression