Lead Analyst Product Compliance

• Lead end-to-end risk assessments for Circle Payments Network managed payments and regulated digital asset payment flows
• Oversee comprehensive assessments for the Payments Pillar including compliance tooling transaction traceability scalability governance and regulatory alignment
• Drive cross-functional collaboration across the Payments program by partnering with Product Legal Policy Security Enterprise Risk Treasury and Engineering to ensure initiatives meet compliance and risk management standards
• Coordinate inputs and readiness across teams for new market entries and enhancements to existing payment rails
• Partner with Payments Product teams to embed compliance into product development by identifying regulatory and operational requirements early and developing proactive solutions
• Develop data-driven and AI-enabled compliance processes to enhance risk assessment velocity and efficiency
• Monitor market and regulatory developments in decentralized finance programmable money and global payments infrastructure and evaluate their impact on Circle's liquidity and settlement activities

• Bachelor's degree in Finance Business and/or risk management
• 7+ years of experience in compliance risk management or related functions within a fintech crypto or payments company including at least 3 years of product compliance experience
• Comprehensive knowledge of U.S. and global payments and financial regulatory compliance requirements including payment networks money movement settlement stablecoins and virtual asset-enabled products
• Experience assessing compliance and operational risk in payment networks managed payments products or regulated payment platforms including controls related to onboarding transaction execution settlement exception handling and ongoing monitoring
• Deep knowledge of virtual assets blockchain/distributed ledger technology and regulated digital asset payment models including how stablecoins and network-based payment products operate in practice
• Ability to work cross-functionally with Product Engineering Legal Policy and Risk teams to support compliant product design and execution

• Familiarity with the compliance implications of bank partnerships payment intermediaries network participants and cross-border transaction flows
• Experience or familiarity with AI tools such as Codex and Claude to support compliance or risk workflows
• Knowledge of decentralized finance decentralized identity and other emerging web3 technologies

What We Do

Circle (NYSE: CRCL) is a global internet financial platform company powering the foundation of an open borderless and programmable economy. Circle connects financial institutions enterprises and developers to the next generation of the internet financial system through digital assets such as USDC Circle Payments Network for global money movement and Arc an enterprise-grade blockchain designed to become the Economic OS for the internet. Supporting trillions of dollars in economic activity and serving hundreds of millions of users worldwide Circle enables value to move with the speed security and transparency of the internet. Circle is committed to visibility and stability in everything we do. As we grow as an organization we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

Why Work With Us

Our employees are treated as people first with a real purpose for being here. Circle has created an environment where people can thrive grow be challenged and constantly build on their career. It's this same environment that draws competitive strength from within our employee base.

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