Lead Counsel, Product and Regulatory

The Flourish Legal and Compliance team is a small but growing and high-performing team within the MassMutual Law Department that is dedicated to supporting Flourish’s growing and fast-paced business. The team works collaboratively across Flourish and MassMutual and is committed to providing sophisticated and practical advice and helping Flourish maintain the highest standards of regulatory compliance.

As Lead Counsel, Flourish Product and Regulatory, you will be a member of Flourish’s Legal and Compliance team that provides advice across existing business lines, including Flourish’s broker-dealer, and cryptocurrency offerings, as well as developing business lines situated in the insurance industry.

As a rapidly expanding fintech business, Flourish as an aggressive product roadmap with an emphasis on novel and bespoke products. As Lead Counsel, you will provide best-in-class and timely legal advice with respect to the development of Flourish’s products and new existing regulations that govern Flourish’s products. You will also manage priorities effectively and adapt quickly to achieve goals while thriving in complex, uncertain and changing situations. The ability to work with and advise a cross-functional team of technologists, product managers, sales, support and business development is critical. This role also requires a high-level of autonomy, effective communication, and ability to teach oneself as well as to learn and adapt rapidly to changing regulations and business priorities.

• Work closely with business leadership to craft the legal strategy for novel and unique fintech businesses, products, and features.
• Provide and/or manage the legal services needed to support rapid product development.
• Proactively monitor, research and analyze regulatory and compliance requirements for existing and new products and businesses.
• Draft compliance policies and procedures and partner with Compliance on the implementation of applicable requirements.
• Draft and negotiate agreements with services providers and business partners.
• Draft customer-facing agreements and disclosure documents.
• Review and approve marketing materials and disclosure documents in accordance with regulatory guidelines and providing guidance to marketing and business teams
• Provide legal support in connection with regulatory exams and investigations.

• At least seven years of experience as an attorney and/or compliance professional at a law firm, financial regulator and/or financial institution.
• Expertise or insurance laws and regulations applicable to the distribution of annuity products, including annuity best interest and suitability regulations, and insurance agencies required
• Knowledge of U.S. securities laws and other laws and regulations applicable to retail financial services (e.g., broker-dealer and investment adviser) desired.
• Juris Doctor and bachelor’s degree with strong academic performance and a member of the Bar in good standing (any state), and the ability to become licensed for in-house practice in New York if not currently licensed in New York.
• Effective management presence and excellent interpersonal and communication skills.
• Ability to identify issues and exercise sound judgment in a fast-paced environment.
• Ability to teach oneself about new and innovative areas of the financial services industry, with a particular focus on issues relevant to financial technology.
• Strong project management skills.
• High degree of ownership and sense of urgency.
• High moral character and professional integrity.
• Must be able to pass a background check required under FINRA rules.
• Must be authorized to work in the US without sponsorship now or in the future.

• Collegial work environment as part of the Flourish team.
• Focused one-on-one meetings with your manager.
• Access to mentorship opportunities.
• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups.
• Access to learning content on Degreed and other informational platforms.
• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits.

Core Values

• Focus on the Customer: We understand our customers well and look for every opportunity to deliver an experience that is clear, easy, personal, human, empowering and trustworthy.
• Act with Integrity: We deliver on our promises by being open, honest and humble and by adhering to the letter and spirit of applicable laws, rules, regulations and company policies.
• Value People: We respect and learn from each other’s diverse backgrounds, experiences and ideas. We engage and develop people to their greatest potential.
• Work Collaboratively:We work together to achieve results by actively listening, seeking, understanding and creating solutions as a unified team driving toward one company, one culture, and one brand.
• Achieve Results: We focus on winning by exceeding expectations and getting better -- everyone, every day.