Manager, Scored Lending

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To ensure that the allocated Business and Commercial portfolio performs within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised. To ensure the appropriate credit risk management processes, systems and automated credit risk strategies are implemented and optimised.

Qualifications

Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Mathematics, Statistic, Economics, Actuarial Science is essential
• Honours or Masters in Mathematics, Statistic, Economics, Actuarial Science is an advantage

Experience Required

• 7- 10 years Risk Management experience
• Experience in analytical work (ideally in Credit Risk). 
• Experience in managing a credit portfolio; managing credit risk. 
• Understanding of the credit value chain.

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Articulating Information
• Developing Expertise
• Documenting Facts
• Examining Information
• Exploring Possibilities

Technical Competencies:

• Coaching and Mentoring
• Evaluating Risk Management Effectiveness
• Loan Assessment & Approval
• Loan Processing
• Performance Management
• Risk/ Reward Thinking