Mortgage Loan Officer - Retail

UpEquity is a new type of mortgage lender that empowers buyers to win in the most competitive markets. We ensure that our buyers are getting the most competitive rates and closing faster than the market average. We work with buyers AND agents and are looking for the best of the best to support these strong relationships. UpEquity is looking for motivated and driven individuals to join our growing, dynamic team!
As a Mortgage Loan Originator, your responsibilities will include, but are not limited to:

• Independently source and develop new referral business.
• Maintain and grow existing referral business
• Spend a minimum of 50% of your time outside of the office to find and develop realtor and referral partner relationships, prospect, nurture and qualify new leads
• Quoting and locking interest rates, reviewing loan applications, structuring the terms of a loan, and preparing borrower files for submission to processing/underwriting for review
• Communicate complex mortgage products with clients. Be knowledgeable about proprietary UpEquity products, mortgage guidelines, and be able to help qualify potential customers
• Responsible for negotiating the terms of the mortgage
• Consult realtors and buyers on the value of UpEquity and its products
• Act as a point of contact for clients during the entire loan origination process, answering questions, coordinating with the loan processing team, and collecting documentation as needed
• Deliver "white glove service" to buyers and realtors throughout the transaction by responding to their needs and questions
• Maintain an average 2 loans closings per month.

We know this role isn't for everybody, so this is what we're looking for:

• 2+ years of Retail Mortgage Loan Originator (Outside Sales) experience
• Experience working on purchase transactions
• $6mm+ in purchase volume closed over the last 12 months
• This is a commission only position - paid as a percentage of the loan amount on a per loan basis
• While there is a recoverable monthly draw, (subject to local, state and federal requirements). This is not a salary position
• Self-starter with a "get-it-done" mentality
• Displays the ability to multitask and effectively manage time
• Exceptional communication skills
• Ability to demonstrate a high work ethic
• Possesses confidence, persistence, and relationship building skills

Being a competitive startup organization, we care a lot about our employees and want to take care of them the best we can. Not only does your hard work pay off monetarily but we offer great benefits, perks and incentives to make sure your efforts are recognized.
We offer:

• Competitive compensation
• PTO & Sick time + 11 holidays to enjoy work/life balance
• Health benefits - Medical, Dental, Vision
• Opportunities for growth and continuous development
• An exciting and positive work environment - we have snacks and drinks for you daily!
• Open to remote opportunities

Important Details: All candidates must have an NMLS license to originate in Texas, Georgia, Florida, or California
For information on UpEquity, including more information on employee benefits and our company culture, visit our website at www.upequity.com .
UpEquity is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.