Mortgage Processing Manager

Who We Are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster less frustrating and more affordable. By passing these savings directly to homebuyers we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors including Ribbit Citi Ventures NFX and Progressive Insurance Tomo is poised to become one of the most valuable fintech startups of our generation.

Reports To: Head of Mortgage Operations

Location: This role is based in our Birmingham MI office Monday-Wednesday with remote flexibility on Thursdays and Fridays.

About the role:

Tomo is expanding our mortgage operations team and we're looking for a standout leader to drive our success as a Processing Manager. In this role you will oversee a dynamic team of Mortgage Loan Processors ensuring accuracy and compliance in loan applications while fostering a customer-centric culture. This will be a hands-on manager role both leading and performing tasks alongside the team. Your leadership will be pivotal in achieving on-time closings and delivering an exceptional experience to our clients. We are seeking a powerful “driver ” with a strong voice who loves driving action and outcomes.

What You'll Do:

• Leadership & Team Management: Lead and mentor a team of ~10+ Mortgage Loan Processors serving as a point of escalation for complex issues and ensuring high performance and professional growth within the team.

• Daily Production: Oversee company pipeline such that the team:

  • adheres to SLAs

  • maintains high standards of accuracy and compliance

  • ensures quality submissions to Underwriting

  • conducts timely follow-ups to prevent bottlenecks in the process

  • coordinates successful closings on time

• Customer Experience: Train team on customer service skills both in written and verbal communications with agents customers and internal teams.

• Process Improvement: Identify and implement process improvements to enhance efficiency and effectiveness within the mortgage processing team.

• Shape Our Tech: You will have a powerful voice with our product development team. If you have long dreamed of fixing and modernizing an LOS then this will be a great fit!

• Grow The Team: You will work cross functionally to grow the team taking an active role in interviewing and hiring top talent.

What Makes You a Great Fit:

• Mortgage Expertise: Deep understanding of the mortgage lending process and experience in managing mortgage loan processing teams.

• Leadership: Proven track record in team management with the ability to inspire guide and support team members to achieve organizational goals.

• Communication: Excellent written and verbal communication skills with the ability to effectively interact with customers agents and internal teams.

• Detail Orientation: Strong attention to detail and commitment to maintaining high quality standards.

• Customer-Centric: Demonstrated commitment to delivering an exceptional customer experience.

• Technology Savvy & Future State Thinking: Proficiency in leveraging technology to improve processes and drive innovation with a forward-thinking approach to envisioning and implementing future enhancements in the mortgage industry.

Preferred Qualifications:

• Bachelor’s Degree

• 3-5 years of experience in mortgage loan processing specifically with purchase transactions

• 1-2 years of experience of managing a mortgage loan processing team

• Experience with Byte Pro or Encompass software preferred not required

What’s in it for you:

• Innovation: Opportunity to shape our tech in partnership with our Product and Engineering organization.

• Measurable results: Ability to drive change and improve processes for our Operations team to improve our customer experience in a measurable way.

Employee Benefits

We strive to anticipate your needs in order for you to be a healthy motivated and happy team member. We provide a variety of competitive benefits including (but not limited to):

• Equity Ownership: All teammates receive stock options—we win together

• Comprehensive Medical Dental and Vision plans for you and your dependents with some plans 100% covered

• Work-life balance and a generous paid time off policy

• In order to support teammates who become parents Tomo Mortgage provides paid parental leave

• 401(k) retirement plan

What We Do

Buying a home is more costly than ever yet big lenders continue to get away with inflated rates and ridiculous fees. Tomo Mortgage is putting a stop to it. We’re a mortgage company that uses AI to automate the most annoying and frustrating parts of the home buying process. It’s why we’re a lot faster less frustrating and way less expensive.

Why Work With Us

At Tomo Mortgage we believe the joy and promise of a new home should never be overshadowed by the hassle of buying one. That’s why we’re digitizing and automating much of the mortgage process to make it faster easier less expensive and—dare we say—more joyful while delivering a higher level of personalized service to home buyers.

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