Job Description
Be an Early Applicant
Hiring Remotely in North Carolina USA
Remote or Hybrid
Mid level
Consumer Web • eCommerce • Information Technology • Retail • Software • Analytics • App development
Curiosity wanted. Innovation required.
The Role
The Mortgage Representative oversees mortgage operations regulatory compliance and MLO supervision in Utah providing expertise on HELOC strategy and compliance with federal and state laws.
Summary Generated by Built In
Key Responsibilities
The Mortgage Representative - Utah (Non-Producing) is responsible for the Company's licensed mortgage activities in Utah. This role is responsible for oversight of mortgage operations regulatory compliance supervision of licensed mortgage loan originators ("MLOs") in the state of Utah and where applicable coordination with compliance legal licensing and leadership. The Mortgage Representative will also provide market competitive information related to product pricing marketing and other go-to-market strategies for the business. Provides subject matter expertise on all aspects of the digital lead generation HELOC business. The Mortgage Representative acts as the Company's responsible manager for Utah mortgage licensing activities and supports compliance with federal and state mortgage lending laws NMLS requirements and state specific operational and licensing obligations.
What You Will Do
Minimum Qualifications
Preferred Skills/Education
About Lowe's
Lowe's Companies Inc. (NYSE: LOW) is a FORTUNE® 100 home improvement company serving approximately 16 million customer transactions a week with total fiscal year 2025 sales of more than $86 billion. Lowe's employs approximately 300000 associates and operates over 1700 home improvement stores 530 branches and 130 distribution centers. Based in Mooresville N.C. Lowe's supports the communities it serves through programs focused on creating safe affordable housing improving community spaces helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information visit Lowes.com .
Lowe's is an equal opportunity employer and administers all personnel practices without regard to race color religious creed sex gender age ancestry national origin mental or physical disability or medical condition sexual orientation gender identity or expression marital status military or veteran status genetic information or any other category protected under federal state or local law.
The Mortgage Representative - Utah (Non-Producing) is responsible for the Company's licensed mortgage activities in Utah. This role is responsible for oversight of mortgage operations regulatory compliance supervision of licensed mortgage loan originators ("MLOs") in the state of Utah and where applicable coordination with compliance legal licensing and leadership. The Mortgage Representative will also provide market competitive information related to product pricing marketing and other go-to-market strategies for the business. Provides subject matter expertise on all aspects of the digital lead generation HELOC business. The Mortgage Representative acts as the Company's responsible manager for Utah mortgage licensing activities and supports compliance with federal and state mortgage lending laws NMLS requirements and state specific operational and licensing obligations.
What You Will Do
- Provide subject matter expertise to product pricing marketing technology and other support groups on HELOC strategy. Consults on internal process improvement technical requirements and other aspects of the go-to-market strategy.
- Coordinate with compliance legal licensing and management teams regarding regulatory matters and business changes affecting licensure including the individual and company NMLS licensing requirements as well as Utah Division of Real Estate.
- Support implementation and ongoing maintenance of compliance policies as well as the development and delivery of compliance training.
- Monitor MLO licensing status continuing education completion and adherence to regulatory and Company standards.
- Coordinate regulatory responses and represent the company in regulatory examinations and licensing reviews in the state of Utah.
- Partner with the Compliance Team to support timely submission of regulatory filings reports and renewals as directed.
- Supervise direct and support licensed MLOs operating under the Company's Utah mortgage license as applicable.
- Ensure branch locations and any licensed Utah personnel remain properly licensed registered and in good standing.
- Oversee the Company's licensed mortgage activities in Utah to maintain and achieve compliance with all applicable federal and state laws and regulations including but not limited to:
o SAFE Act
o Real Estate Settlement Procedures Act (RESPA)
o Truth in Lending Act (TILA)
o Equal Credit Opportunity Act (ECOA)
o Utah mortgage broker and lending laws and regulations
Minimum Qualifications
- Currently holds an active Utah Lending Manager license or is able to obtain and maintain one as applicable.
- Ability to be designated as the Principal Lending Manager for the Company and maintain Licensed Lending Manager status at all times.
- Minimum experience as required the Utah Department of Commerce - Division of Real Estate in order to serve as the licensed Utah Lending Manager.
- Demonstrated knowledge of federal mortgage regulations and Utah mortgage licensing requirements.
- Experience supervising licensed mortgage operations and/or licensed MLOs.
- Ability to obtain and maintain active applicable state licensure through NMLS.
Preferred Skills/Education
- Bachelor's degree in Business Finance or related field
- Prior experience serving as a Principal Lending Manager Qualifying Individual Branch Manager or similar responsible person under a state mortgage license.
- Prior experience managing licensing or examination activity through NMLS.
- Experience working with multi-state mortgage broker licensing requirements.
About Lowe's
Lowe's Companies Inc. (NYSE: LOW) is a FORTUNE® 100 home improvement company serving approximately 16 million customer transactions a week with total fiscal year 2025 sales of more than $86 billion. Lowe's employs approximately 300000 associates and operates over 1700 home improvement stores 530 branches and 130 distribution centers. Based in Mooresville N.C. Lowe's supports the communities it serves through programs focused on creating safe affordable housing improving community spaces helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information visit Lowes.com .
Lowe's is an equal opportunity employer and administers all personnel practices without regard to race color religious creed sex gender age ancestry national origin mental or physical disability or medical condition sexual orientation gender identity or expression marital status military or veteran status genetic information or any other category protected under federal state or local law.
Skills Required
- Currently holds an active Utah Lending Manager license or able to obtain
- Ability to be designated as the Principal Lending Manager for the Company
- Minimum experience as required by the Utah Department of Commerce
- Demonstrated knowledge of federal mortgage regulations
- Experience supervising licensed mortgage operations and/or licensed MLOs
- Ability to obtain and maintain active applicable state licensure through NMLS
What the Team is Saying
Lowe’s Compensation & Benefits Highlights
- Inclusive Benefits Coverage—Medical dental and vision plans are available to regular full‑time and part‑time associates with mental‑health/EAP resources included. Extending core health coverage to part‑timers broadens access across the workforce.
- Retirement Support—A 401(k) with company match up to 4.25% when contributing 6% supports associate retirement savings. Availability spans regular full‑time and part‑time roles per company materials.
- Equity Value & Accessibility—An Employee Stock Purchase Plan with a 15% purchase discount provides accessible ownership for associates. This adds a meaningful equity component alongside core pay and savings benefits.
Lowe’s Insights
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The Company
HQ: Mooresville NC
300000 Employees
Year Founded: 1921
What We Do
It’s curious to think of innovation and stability co-existing. But we pair a 100-year track record of success with a hunger to do things differently. Everyone is in the work — tackling complex problems where your impact can build back or build up the communities we serve. We fill our halls with curious minds from all walks of life. Our differences make us stronger which is why our leaders build cultures of recognition and inclusion. You are heard and your curiosities are celebrated and championed here.
Why Work With Us
We have built a space where the curious can move freely. Up in title up in skills to the side with teams or back to try something completely new. We help you find your path — because when you win we all win.
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Lowe’s Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Typical time on-site: 2 days a week
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Date Posted
06/04/2026
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