Post Closer

Summary

The Closer, Post is responsible for reviewing closing documents in compliance with company, FNMA, FHLMC, FHA, VA and industry standard rules and regulations. This position will require contact with borrowers, Title companies and attorneys to complete loan packages when needed.

Essential Job Functions may include:

• Review HUDs
• Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy
• Review all files for completeness and accuracy to ensure compliance with underwriting, government, and investor and company requirements
• Maintain open lines of communication with all parties to obtain loan status information
• Ensure all loans are closed in strict accordance with all guidelines
• Understand and adhere to all existing and/or changes to internal or external guidelines, processes and procedures as soon as they are implemented
• Responsible for insuring and saleability of loan
• Ensure all loans are signed, dated and notarized properly
• Maintain regular and punctual attendance.

Other Related Duties:

• Performs other related duties as assigned.

Supervisory Responsibilities:

This job has no supervisory responsibilities.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education and/or Experience:

One year certificate from College or Technical School; or a minimum of two (2) years related experience and/or training; or equivalent combination of education and experience as a Post Closer, funder or closer. In addition, working knowledge of RESPA 2010, HMDA

Language Skills:

Ability to read, and interpret documents such as policy and procedure manuals, safety rules, operating and maintenance instructions. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.

Mathematical Skills:

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

Reasoning Ability:

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Certificates, Licenses, Registrations:

None required

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.