Post Funding Manager

Abilene, Texas, United States

SCOPE/CONTACTS:

Responsible for the management and oversight of the Post Funding Review Department. This department is responsible for monitoring and analyzing the Bank’s loan portfolio with a primary focus on recently booked or renewed loans. This includes, but is not limited to, loan and collateral documentation, underwriting analysis, approval authorities, and various internal risk monitoring processes. The incumbent will regularly interact with department managers, back-office staff, lenders, and loan assistants. The incumbent must have good communication skills and exercise diplomacy when discussing testing findings with management and staff.

ESSENTIAL FUNCTIONS: Incumbents responsibilities will include:

• Manage, develop, and train Post Funding Analysts and Specialists.
• Critically analyze loans in a post booked status to ensure proper underwriting, monitoring, and collateral perfection was followed.
• Maintaining a high level of understanding and expertise of lending software, processes, policies, and procedures.
• Report critical findings to management and ensure proper resolution is obtained when necessary.
• Conducting risk-based portfolio testing, discussing the findings with appropriate management and staff, composing written reports of the findings, and any corrective actions required.
• Assisting Lending Management in the development of new and the amendment of existing processes and procedures.
• Actively participates in the Customer Service First program, support the values of the organization and follow established policies and procedures.
• Qualities important to this position are: ability to work independently, professional demeanor, accuracy, reliability, confidentiality, speed, pleasant personality, and excellent self-directed work habits. Knowledge of Adobe Acrobat, Word, Outlook, and Excel required.

MINIMUM QUALIFICATIONS:

• A bachelor’s degree in business, accounting, auditing, or related discipline.
• Three years of financial institution consumer or commercial lending experience.
• Knowledge of consumer and commercial loan regulations and working knowledge of Bank policies and procedures is preferred.
• Additional banking experience related to lending, auditing, and accounting will be helpful.
• The incumbent must have a working knowledge of Word, Excel, Outlook, and Adobe Acrobat software. 
• Research, analyze, interpret, and effectively apply banking policies and laws to given situations, Bank products, and services;
• Exercise discretion and sound judgment, particularly when advising or directing the application of laws and regulations;
• Communicate effectively with Bank personnel, officers, senior managers and examiners;
• Perform job responsibilities effectively with minimum supervision;
• Good oral and written communication skills;
• Protect confidential information.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.