Post Review Specialist

Job Purpose:

The Post Review Specialist is responsible for the review and interpretation of various types of commercial, consumer, and mortgage loan documentation requirements to ensure legal, regulatory and bank policy compliance for proper perfection of the bank's lien on collateral. This role will perform post booking review to cite exceptions for missing/inaccurate documents as well as clear the exceptions when proper documentation is provided. This position is also responsible for processing lien releases within the established Service Level Agreement.

Job Responsibilities:

1.

Performs review / input of loan documentation as part of collateral management; identify errors or discrepancies and initiate corrective actions to ensure file integrity.

2.

Cites exceptions in tracking system for missing or inaccurate loan documentation.

3.

Monitors collateral exception folder(s) for receipt of items directly from lending personnel within the bank or outside sources and updates information in tracking system.

4.

Prepare and record terminations and other release lien documents on paid out loans.

5.

Prepare and record UCC continuations on active loans.

6.

Review Original Loan Documentation to satisfy perfection requirements

7.

Establish, foster, and maintain strong and positive working relationships within Loan Operations, Lending Operations, and other business partners. Provide a high level of customer service when responding to internal departments to resolve issues.

8.

Attend all BSA training (at least annual) offered through the bank. More frequent and/or specific training may be required, depending on job responsibilities. Perform job responsibilities to ensure the bank's compliance with BSA/AML policies and procedures, which include detecting potential suspicious activity and reporting such activity to the BSA Officer and may include gathering and entering data into systems for monitoring and reporting.

Note: Incumbent may be asked to perform other non-essential duties as assigned.

Job Qualifications:

Education

High school diploma or GED required

Experience

• 1-3 years' financial industry experience preferred
• Consumer and Commercial Loan documentation experience required
• Good organizational skills with detail orientation
• Ability to understand loan policy, interpret necessary documentation actions and ensure compliance
• Good personal computer skills with demonstrative knowledge of Microsoft, Excel, Word, Adobe, and E-mail
• Must have prior experience working in a fast-paced environment and ability to meet turnaround and deadline requirements

Licenses/Certifications

Public Notary (company to provide)

Management Activities:

Interview, select and train employees

Set and adjust their rates of pay and hours of work

Direct the work of employees

Appraise employee's productivity and efficiency for the purpose of recommending promotions or other changes in status

Handle employee complaints

Discipline employees

Plan the work

Determine the techniques to be used

Apportion the work among the employees

Determine the type of materials, supplies, machinery, equipment, or tools to be used or merchandise to be bought, stocked, and sold

Control the flow and distribution of materials or merchandise and supplies

Provide for the safety and security of the employees or the property

Plan and control the budget

Monitor or implement legal compliance measures

Customarily and regularly direct the work of at least 2 or more full-time employees or their equivalent (1 full-time employee at 40 and 2 half-time employees at 20 hours each , are equivalent to 2 full-time employees).

Authority to hire or fire other employees, or makes suggestions and recommendations as to the hiring, firing , advancement, promotion, or any other change of status of other employees are given weight.

Discretion & Independent Judgment:

Question

Answer (If yes, give multiple examples)

Does this position have authority to formulate, affect, interpret, or implement management policies or operating practices?

No

Does this position have authority to commit the employer in matters that have significant financial impact?

No

Does this position have authority to waive or deviate from established policies and procedures without prior approval?

No

Does this position have authority to negotiate and bind the company on significant matters?

No

Is this position involved in planning long or short-term business objectives?

No

Does this position represent the company in handling complaints, arbitrating disputes, or resolving grievances?

No

Does this position have authority to make an independent choice, free from immediate direction or supervision or make decisions or recommendations that may occasionally be reviewed, revised, or reversed?

No